Owning money is not terrible. The terrible thing is that you are already in the mire and can't wake up. When you just realize that you owe a lot of money, people will be desperate inside, but it is more important to know that living is hope. Some people will choose to commit suicide, but this is the most incompetent performance.

1. Don't refuse to answer the call because you are afraid. Now violent collection has been strictly controlled, so don't worry, just communicate with them about your situation, let them see your repayment intention, understand your actual situation, and remember not to repay the loan with a loan;

2. Keep a correct attitude and know that the most important thing at present is to work hard to make money, rather than blindly decadent, which can't solve any problems negatively;

3. You should sort out your arrears bill, know the date and amount of repayment, and check whether there are any expenses beyond the scope stipulated by the state. If there is any overdue situation, we should communicate with them well and generally give relief;

If you still have the ability to pay back the full amount every installment, you should pay it back on time every installment. If you can't do it, look below. Once, a conscientious online loan salesman told me: Come bit by bit, just don't pay it back for the time being, take the money to start a business and turn over the books. Because it is not enough to deduct interest bit by bit, but this little money is very useful for you at this time, and you will pay it back once and for all when you make a comeback that day. Because you haven't paid back the money, the lending company will entrust a third party to demand payment, intimidate you, call your friends, fake lawyer's letters and other methods to force you to pay back the money. You should make these preparations and even go to the credit bureau.

Since when do you have to pay back money? National laws only stipulate that gambling debts owed need not be repaid, so the money owed in a serious loan relationship must be repaid. Unless you want to keep hiding. No high-speed rail, no plane, no hotel, no internet. Or you have the ability to engage in the above activities with someone else's ID card. But after being caught. Still have to bear the consequences. Detention, okay. Be forced to enforce the property you own. Do you think we should return it?

Now there are many online loans, all of which are on the credit information system. Now you can read them on WeChat. We go to Junxiaoxin service number to check the big data of credit investigation, and we can find it without going to the credit investigation platform. We must maintain good credit and optimize it in time. If the data is not found, you can not return it, so as not to affect your future life.

So in the final analysis, online lending is not as serious as you think. Live as if everything is important.