Compared with old-age insurance, you need to retire before you realize its role. Medical insurance is more grounded in daily life. Today, let's talk about medical insurance reimbursement.
In fact, medical insurance reimbursement is still very convenient now, and it can basically be reimbursed immediately. That is to say, the reimbursement part is directly deducted when the hospital is discharged, and only the self-funded part needs to be paid. Instead of what everyone imagined in the traditional sense, they paid in advance and then took the materials to a certain department for reimbursement.
For example, when you need to reimburse hospitalization expenses, you only need to go through the discharge formalities at the settlement window of the designated hospital with your social security card and ID card, which is a one-stop service.
If there is no medical insurance card and social security card, or in the case of reimbursement in different places, you may need to go to the medical insurance center to handle the hospitalization expenses list, discharge diagnosis certificate, original receipt and other materials.
Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 65,438+00% of its total payment base every month, and the individual employee pays 2%+ 120 yuan as a serious illness co-ordination.
Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.
On 20 19, 1 1 year 10, the national medical insurance bureau launched the national medical insurance electronic certificate system, which was the first to be piloted in some cities such as Hebei, Jilin, Heilongjiang, Shanghai, Fujian, Shandong and Guangdong.
In 2020, there will be 136 13 1000 people participating in the basic medical insurance nationwide, and the participation rate will be stable at over 95%.