With the rapid development of financial technology, the online loan industry has changed rapidly, and there are more and more loan products, but it also faces problems such as inadequate risk management and difficult protection of consumers' rights and interests. If we want to save labor and worry about repayment, we still have to choose formal loan products. What are the regular software that can be checked out? Let's get to know each other.
Regular software that can be borrowed.
1, Suning Finance
There are many loan products under Suning Financial, such as arbitrary payment, willful loan and deposit and salary loan.
The loan amount of Suning's willful loan is 500,000-300,000, and the loan period is 5- 15 months. The lowest daily interest rate is online application, and the fastest loan is 3 minutes. The loan amount can be recycled for free. Willful loans also have an interest-free period for new users, up to 30 days, and can be repaid in advance after borrowing.
Step 2 have money to spend
The loan amount with money is 500,000-200,000. This is a pure credit loan product suitable for all kinds of users, and the amount can be recycled. The minimum daily interest is only 30 seconds, and the age is 18-55 years old. You can apply for a loan by providing your ID card and bank card.
3. Flower duck borrows money
The loan amount borrowed by Huaya is 3000-65438+100000 yuan. The application materials are very simple, just need ID card, mobile phone number and bank card, and the daily interest rate is as low as one in ten thousand. If you borrow 65438+1 00000, 1 day, you only need 1 yuan, and the loan time is about1hour.
4. Central Plains Consumer Finance
The loan amount of Zhongyuan consumer finance is 1000-65438+ ten thousand, and the monthly interest rate is 18-55 years old. Good credit record, no criminal record, non-school students. The application is very simple and is reviewed by the system. When filling in information, we should pay attention to the consistency of information and credit information. If it is overdue, there will be a penalty interest, which is twice the daily interest rate.
The above-mentioned regular software that can be lent out is a licensed institution. You can choose the loan software that suits you according to your application needs to apply for a loan.
What good mobile phone loan software are there?
There are many mobile phone loan softwares on the market, but what are the truly formal and affordable mobile phone softwares? Today, I will introduce several good mobile phone loan software to you.
1, borrowed by Alipay
Product introduction: Internet credit lending products produced by Alipay platform.
Applicant: Sesame scores more than 600 points;
Loan amount: 500 yuan-300,000 yuan;
Expected annualized interest rate on loan day: daily interest, small loan
Product introduction: Weizhong Bank produces Internet credit loan products.
Loan amount: 500 yuan-300,000 yuan;
Expected annualized interest rate of the loan: the daily interest rate of some high-quality users is as low as JD.COM gold bars.
Product introduction: Internet credit produced by Jingdong Finance.
Loan amount: up to 654.38 million yuan;
Expected annualized interest rate of the loan: during the daily interest activities, there is a preferential loan for Xiaomi.
Product introduction: Xiaomi Finance produces Internet loan products.
Loan amount: 100 yuan-100 million yuan;
Expected annualized interest rate of the loan: daily interest, 360 IOUs.
Product introduction: 360 financial internet credit loan products
Loan amount: 500 yuan-200,000 yuan;
Expected annualized interest rate of the loan: the lowest daily interest rate, 360 installments.
60 Finance, a new credit product, can mainly obtain the consumption quota through authentication information, purchase mobile phones, digital products and smart home appliances, and repay them in installments every month. ? The amount varies from person to person, depending on the page display. As long as the repayment is made on time, the amount can be gradually increased, so it is very important to maintain good credit information, and the amount of the down payment is generally low.
What are the apps that can be loaned?
Ordinary loan:
Pat loan, credit wallet, salary loan, cash bus, kiss small loan, Dafeiyun loan, Wolai loan, mobile phone loan, Qian Bao loan, you and me loan, finger loan, Cao Cao loan, Qian Bao loan, you and me loan, finger loan, Cao Cao loan, malt loan, flashing silver, magic lamp small loan, Jiufu Jingdang loan, Momo loan, magic cash, giving. Jianghu Emergency, Hi Money, Money Station, Turn Right, Copper Money Loan, borrow money fast, Didi Hao Loan, Dinghe Loan, Wanda Loan, Qian Huang Yao, American Loan, Lebao Bag, Want to borrow money, Quick Money, Quick Loan Bear, Cao Cao Loan, Sweet Orange Small Loan, Blue Collar Loan, Mavericks Loan, Global Express, Atomic Loan, mo9.
Credit card loan:
Pleasant loan, kung fu loan, small flower wallet, building blocks, small win card loan, and repayment.
Student loan:
Famous school loans, Jiurong Finance, and ICT loans.
Installment loan:
Cheng jumps, donkey jumps for nothing, and second jumps for nothing. Let's borrow it for fun.
Loans for credit reporting:
Micro-loan (Shenzhen Qianhai Weizhong Bank), Lending Bao (online business loan), Gold Bar (Jingdong Finance) Gitzo, (Bank of China, Yin Bei, Mashan) Consumer Finance, Baiqian Finance (Harbin Bank), Provincial Loan (Baoshang Bank), Lacarra, Kaka Loan, 2345 Loan King, Zendai, Zhongan Credit, Pudding Small Loan, etc.
Loans without credit investigation:
Mobile phone loan, salary loan, credit wallet, cash bus loan, pat loan, Renren loan, Xinshuang loan, Qian Bao loan, Ding loan, mo9 loan, Caocao loan, personal small loan, Atomic loan, Flash Bank, Hi Seconds wallet, Flash loan, Money Station, Seconds loan, I'll lend, Finger loan, Xiaohua wallet, Xiaomi Finance, Mo loan, and so on.
Affordable loans for black and white families:
Paipai Loan, Cash Bus, Mobile Phone Loan, Instant Finance, Wage Loan, Flash Bank, Renren Loan, Credit Flash Loan, Lending King, Qian Bao, Butyl Loan, mo9, Caocao Loan, Qinqin Small Loan, Atomic Loan and Qian Bao Loan.
Credit card loan:
Card loan, lightning loan, money station, pleasant loan, saving money, building blocks, you and I loan-Jiaka loan, Kung Fu loan, 5 1 personal loan, Xiaohua wallet, small silver card loan, repayment.