The insured is 60 years old for male and 55 years old for female. The payment period for men is not less than 25 years, and that for women is not less than 20 years. The actual payment period of basic medical insurance premium must not be less than 15 years, and you can enjoy medical insurance benefits after retirement.
Benefits of medical insurance:
1. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.
2. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism for regulating social relations and social contradictions.
The function of medical insurance is to protect health. By paying the premium and enjoying the reimbursement ratio, the rights and interests of individuals when they are sick can be guaranteed and the economic pressure can be alleviated.
To sum up, retirees can choose one-time payment or monthly payment, and the payment period is generally one year before retirement to after retirement. The specific amount of retirement medical insurance can be consulted by the human resources department of the unit or the local social security bureau.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; If it is not reached, it can be paid to the fixed number of years stipulated by the state.