Organized, guided and supported by the government, farmers voluntarily participate, and individuals, collectives and the government raise funds in various ways, and the system of mutual medical assistance and economic assistance for farmers based on overall planning of serious illness. Take individual contributions, collective support and government funding to raise funds.
Rural cooperative medical care is a medical security system created by farmers themselves in China, which has played an important role in ensuring farmers' access to basic health services and alleviating poverty caused by illness and returning to poverty due to illness.
Extended data
The difference between rural cooperative medical care and medical insurance
1, the objects covered are different.
Only farmers can participate in the new rural cooperative medical system, and the whole family must participate. The purpose of implementing this policy is to solve the problem of "poverty caused by illness and returning to poverty due to illness", reduce their economic pressure and ensure their basic health services.
The basic medical insurance for urban workers is a medical insurance fund jointly funded by employers and individuals, and it is a social insurance system established by the state to compensate workers for economic losses caused by disease risks. Moreover, it is stipulated that township enterprises, employees, owners of urban individual economic organizations and their employees should also be included in the basic medical insurance coverage.
2. Different payment methods.
The new rural cooperative medical system is voluntary participation of farmers, and the annual payment standard of individual farmers cannot be improved by combining individual payment, collective support and government funding. At present, the rural cooperative medical system is less than 10 yuan. Of course, the standards are divided according to the regional economic conditions. In areas with good conditions, the payment standard may be higher.
The medical insurance payment standard is 100 yuan per year, 200 yuan, 300 yuan, 400 yuan and 500 yuan, and all localities set the payment level according to their own conditions. Of course, it is better to pay more.
The basic medical insurance premium for urban workers shall be paid by both the employer and the employees. The employer's contribution rate should be controlled at about 6% of the total wages of employees, and the contribution rate of employees is generally 2% of their wage income. What Xiaojin wants to say is that the contribution rate of employers and employees will not remain unchanged, but can be adjusted accordingly with the development of the economy.
Refer to Baidu Encyclopedia-Rural Cooperative Medical Insurance