What are the requirements for Yunfu Huimin insurance?
Yunfu Huimin Insurance is an insurance product supplemented by basic medical care and critical illness medical care. As long as it is the insured of Yunfu's basic medical insurance (including employee medical care, rural cooperative medical care and urban and rural residents' medical care), it can be purchased regardless of occupation, age and household registration. In other words, whether it is urban and rural residents, civil servants, enterprise employees or retirees; Preschool children, primary and secondary school students and college students can participate in Yunfu's basic medical insurance.
It should be noted that Yunfu Huimin Insurance will not bear the basic medical expenses incurred in medical insurance coverage during the insurance period if the insured is diagnosed with the following serious past diseases for the first time before this contract comes into effect. Serious past diseases include:
① Tumor type: malignant tumor (including leukemia and lymphoma);
② Liver and kidney diseases: renal insufficiency, liver cirrhosis and liver insufficiency;
③ Cardiovascular and cerebrovascular diseases and glycolipid metabolic diseases: ischemic heart disease (including coronary heart disease and myocardial infarction), chronic cardiac insufficiency (cardiac function grade III and above), cerebrovascular diseases (cerebral infarction, cerebral embolism and cerebral hemorrhage), hypertension (grade 3) and diabetes with complications;
④ Lung diseases: chronic obstructive pulmonary disease and chronic respiratory failure;
⑤ Others: systemic lupus erythematosus, aplastic anemia and ulcerative colitis.
If the insured is diagnosed with the following serious past diseases for the first time before the contract comes into effect, and the disease or its complications lead to a certain high drug cost during the insurance period, Yunfu Huimin Insurance will not pay compensation, including the serious past diseases
① Tumors: malignant tumors (including leukemia and lymphoma) and giant cell tumor of bone;
② Others: Crohn's disease, multiple sclerosis, ulcerative colitis and thyroxine degeneration polyneuropathy (ATTR-PN).
The above is the answer to what the insurance conditions of Yunfu Huimin are, and I hope it will help you.