Dental medical expenses can be reimbursed by medical insurance card. According to relevant regulations, the medical insurance policy covers some dental treatment projects. Specific reimbursement items include but are not limited to tooth extraction, endodontic treatment, dental restoration, orthodontics, etc. However, it should be noted that the medical insurance policies in different regions may be different, and the specific scope and proportion of reimbursement may also be different. Therefore, it is best to consult the financial department of the hospital or the relevant departments of medical insurance before seeing a doctor to understand the specific policies and regulations in this regard. At the same time, individuals should keep relevant invoices and medical records for reimbursement.
The role of medical insurance:
1, adjust the income gap and reflect social equity.
Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.
2. An important guarantee for maintaining social stability
Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.
Step 3 stay healthy
The function of medical insurance is to protect health. By paying the premium and enjoying the reimbursement ratio, the rights and interests of individuals when they are sick can be guaranteed and the economic pressure can be alleviated.
4. It is beneficial to improve labor productivity and promote the development of production.
The role of medical insurance is conducive to improving labor productivity and promoting the development of production.
5. Reimbursement of part of the expenses of hospitalization due to illness.
The role of medical insurance is to reimburse part of the hospitalization expenses, and to solve the medical expenses problem by reimbursing part of the medical expenses in the medical insurance catalogue that meet the reimbursement conditions.
6, an important means to promote the progress of social civilization
The role of medical insurance is an important means to promote social civilization and progress. Through the insured sharing the risk of disease costs, it embodies a new social relationship of "one party is in trouble and all parties support", which is conducive to promoting social civilization and progress.
7, medical insurance card transaction query
The function of medical insurance card is to facilitate medical treatment. You can query the expenditure records and consumption records of personal account funds, and you can also query the transaction records in the retail business department of the bank.
To sum up, medical insurance can only be reimbursed if it meets the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue medical expenses.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.