Staging of package business: pay a specified amount of down payment to get the mobile phone and bind the mobile phone card, handle the package business of the mobile phone card, choose according to its specified type, and ensure to complete the deferred purchase contract within the specified time.

Credit card installment: choose a credit card to pay by installment and return the specified amount every month. Credit card purchase can be divided into 3 months, 6 months, 9 months, 12 months, 18 months and 24 months.

The interest is about 1%-3%, which is 3% of the total price of the goods.

Platform classification:

① Ant Financial Microstrip on Ali Platform: When goods are added in this way, they can be purchased by stages, and the time limit of 3, 6, 9, 12 months can be selected. Among them, 3 months are interest-free, 6 months are 4.5%, 9 months are 6.5%, and 12 months are 8.8%.

2 Flower Garden Credit: Ali's shopping platform can choose flower garden for settlement, with a maximum amount of 30,000 yuan.

③ JD.COM IOUs: Binding the credit card business to obtain the qualification of JD.COM IOUs, with the IOUs quota ranging from 1 0,000-1.5,000 yuan, with the general quota of 6,000 yuan. No installment during the day, no deferred payment after 30 days, and no rate; The installment rate standard is 0.5%/ month. That is to say, the rate for the user to select the third installment is 1.5%, and the rate for 12 installment is 6%.

Love search digital (national chain) and have a branch in your local Nanchang. It can be divided into 1-24 periods. You can consult specifically.

Mobile phone installment payment is a way of consumption in advance, which stimulates consumption to a certain extent, but ultimately facilitates people's lives.