If the insured dies before or after retirement, and the amount stored in his personal account has not been received or has been received, the individual payment part of the balance may be sent to his designated beneficiary or legal heir. The part transferred from the unit payment to the personal account is included in the social pooling fund. If a retiree is cremated after death, funeral expenses and pensions shall be paid (widowed retirees shall not enjoy pensions). In addition, those who support their immediate family members will be given a one-time relief fee. Among them, the funeral expenses are calculated by the average monthly salary of employees in our city last year for 3 months; The pension is based on the average monthly salary of employees in our city last year. Retired cadres for 6 months and retirees for 3 months (widowed retirees do not enjoy pensions); Regardless of the number of dependents, the relief fee is calculated according to the average monthly salary of employees in our city last year for 6 months.

Legal objectivity:

Article 38 of the Full Text of People's Republic of China (PRC) Social Insurance Law The following expenses incurred due to work-related injuries shall be paid by the work-related injury insurance fund in accordance with state regulations: (1) Medical expenses and rehabilitation expenses for treating work-related injuries; (2) Hospitalization food subsidies; (three) transportation and accommodation expenses for medical treatment outside the overall planning area; (four) the cost of installing and configuring assistive devices for the disabled; (five) life can not take care of themselves, confirmed by the labor ability appraisal committee of life care costs; (6) One-time disability allowance and monthly disability allowance for disabled employees of Grade I to IV; (seven) the one-time medical subsidy that should be enjoyed when the labor contract is terminated or dissolved; (8) Funeral grants, dependent relatives' pensions and work-related death grants received by survivors of work-related deaths; (nine) labor ability appraisal fee.