Micro-medical insurance is the first insurance product launched by WeChat for users. The product was jointly created by Internet insurance company Taikang Online and Tencent Micro-insurance. Micro-insurance is also supervised by the China Insurance Regulatory Commission, so don't worry about the false and unreliable products.
As a popular million-dollar medical insurance, micro-medical insurance has been upgraded to the 2020 edition some time ago. Is this product worth buying? Let's eat steak! First draw a picture to see the basic introduction of this product:
As you can see, there are the following advantages:
1. Excellent basic guarantee: hospitalization, outpatient medical treatment, outpatient service before and after hospitalization, and outpatient surgery are all included.
2. Additional value-added services: value-added services such as heavy ion therapy, green channel for serious illness, and advance payment are readily available.
3. Cheap premium: 30-year-old has social security, and the first-year premium is 276 years, which is really affordable!
Let's talk about shortcomings first:
1. Extracorporeal or implantable medical AIDS or devices and their installation costs are not included. Such as heart valves, heart stents, intraocular lenses and other expensive items, micro-medical insurance is not guaranteed, which many people will not find without careful study.
2 overseas medical treatment and proton heavy ion therapy, reimbursement of 60%-70%. Moreover, social reimbursement does not include these two medical expenses, and 30-40% borne by individuals is enough to crush a family.
There are too many contents, so I won't elaborate on them one by one. Friends in need can read this article: