Hello, you can withdraw the housing accumulation fund when decorating the house.

1. According to the Measures for the Administration of Provident Fund Withdrawal, individuals or families who have paid the provident fund can withdraw the provident fund when employees or their spouses build, renovate or overhaul the owner-occupied housing with property rights, and the total amount of withdrawal shall not exceed the actual expenditure of building, renovating or overhauling the owner-occupied housing.

2. It should be noted that valid documents such as construction project planning permit, construction permit, construction contract, project budget and final accounts signed by the property owner and the construction unit should be provided when extracting.

How much can Suzhou provident fund loan borrow?

Suzhou individual housing provident fund loan amount:

1, not exceeding the maximum loan limit.

2. It shall not exceed the difference between the total house price (including fine decoration amount and attic price) agreed in the house purchase contract (agreement) and the down payment paid.

3. The monthly repayment amount (the principal and interest calculated by the matching principal and interest repayment method) shall not exceed 50% of the sum of the loanable amount calculated by the borrower and * * * and the deposit base of the borrower's housing provident fund.

For details, please consult the loan branch of Bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

I would like to ask: Can the housing accumulation fund be used for housing renovation in Suzhou Industrial Park?

1. Provident fund cannot be used for decoration.

2. If you have already bought a house, you can't withdraw the loan at one time.

What materials are needed to decorate the house and withdraw the provident fund?

The procedures for withdrawing provident fund from renovated houses are similar everywhere, taking Nanning as an example:

Information required for depositor's application:

(a) "housing provident fund withdrawal application form";

(2) The original and photocopy of the depositor's ID card;

(3) Housing provident fund joint card;

(4) The original and photocopy of the Property Ownership Certificate (if the Property Ownership Certificate is not obtained, the original and photocopy of the house purchase contract and the record certificate of the house purchase contract issued by the real estate management department shall be provided);

(five) the original and photocopy of the renovation contract and the decoration budget signed by the depositor and the decoration company;

(six) the original and photocopy of the formal decoration invoice or the purchase of building materials invoice with the name of the depositor or spouse (excluding household appliances and furniture);

(7) If the property ownership certificate indicates "exclusive right" or there is no spouse's name, the original and photocopy of the marriage certificate and the understanding agreement signed by both husband and wife shall be provided when the spouse applies for extraction (both husband and wife shall sign in person at the service outlets).

Extended data:

Conditions for withdrawing the balance of the housing provident fund account:

1, purchase, construction, renovation, overhaul of self-owned housing with valid extraction vouchers;

2, retired personnel with valid proof of extraction;

3, completely lose the ability to work, and terminate the labor relationship with the unit with valid proof of extraction;

4. Settled in foreign countries, Hong Kong, Macao and Taiwan, with valid extraction certificate;

5. Proof of effective extraction for repayment of principal and interest of housing loan;

6, is included in the scope of the minimum living guarantee for urban residents in this city and pay the rent effective extraction certificate;

7. The employee was sentenced to punishment during his/her employment, and the employee housing provident fund was transferred to the centralized storage account for two years without re-employment. The employee's household registration has moved out of this city, and the non-registered employee has left this city and terminated the labor relationship with his/her unit.

Documents required for the first time:

1, patient's valid ID card;

2, the depositor's household registration book, married also need to provide a marriage certificate;

3. Original income certificates of all family members;

4. Original and photocopy of disease diagnosis certificate;

5. One original and one copy of the social security specific outpatient reply (the patient does not need to provide medical insurance);

6, hospitalization related treatment expenses vouchers, hospitalization expenses list, etc.;

7, "workers due to family emergencies or major diseases caused serious difficulties in life to extract housing provident fund declaration form" official seal of the unit;

8. If the depositor and the party concerned are immediate family members with different accounts, they shall provide the household registration certificate issued by the public security department.