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Can mole removal be reimbursed by medical insurance?

Legal analysis: No, mole removal belongs to the scope of beauty and does not meet the medical insurance reimbursement standards. At the same time, the charging items for mole removal are not included in the scope of medical insurance reimbursement. Although the medical insurance policies of each province vary according to their economic level, the basic regulations are the same.

Legal basis: "Social Insurance Law of the People's Republic of China"

Article 2 The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance, etc. The social insurance system guarantees citizens’ rights to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Article 26 The treatment standards of the basic medical insurance for employees, the new rural cooperative medical insurance and the basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.