Introduction of time deposit business of Shangrao Bank: lump-sum deposit and withdrawal, lump-sum deposit and withdrawal of savings deposits are a kind of business provided by business institutions to customers, which stipulate the deposit period and withdrawal method, deposit the principal at one time, and withdraw the principal in installments with interest. Basically, lump-sum deposit and lump-sum deposit and lump-sum deposit are 1000 yuan; Savings in lump sum deposit and withdrawal are divided into one-year, three-year and five-year periods. Deposit with principal and interest is a kind of business provided by business institutions to customers, which deposits the principal of the deposit in one lump sum, stipulates the deposit period and interest period, and withdraws the principal in one lump sum and interests in installments when the deposit expires. Basically, it is to deposit principal and interest, and deposit 5000 yuan regularly. The term of principal and interest time deposits is divided into one year, three years and five years. Interest-bearing description: the interest-bearing date of time deposit is agreed by the customer when opening an account, and interest can be paid once a month or several months; Interest shall not be withdrawn in advance before the interest withdrawal date; If no interest is calculated on the value date, interest can be calculated at any time in the future, but compound interest is not included; Customers need to withdraw the principal in advance, and calculate the interest within the deposit period according to the provisions of lump-sum deposit and withdrawal, deducting the overpaid interest.