1. Cosmetic surgery, health examination and vaccination.

2. Natural delivery, abortion (due to economic pressure)

3. Work-related injuries

4. Dental fillings, dentures and other expenses

5. Precise physical examination

The expenses you mentioned are included in the insurance, and you only need to pay 3%.

when I was studying abroad, there was a medical insurance compensation system for international students in the university, and all international students could join for free. The condition is that you must join health insurance. After joining, you only need to pay 2% of the 3% you bear (in the form of a refund, it will be sent to your account), that is to say, you actually only pay 6% of the total medical expenses.

I don't know if there are any now. Let's go to the foreign students' class and ask.