Hello! Some insurance companies provide intelligent underwriting functions for those non-standard entities. Insurance consumers can call the customer service number of the insurance company that underwrites this product, and then tell the manual customer service about the problem, and they will feedback your situation to the underwriting department for professional judgment.

Next, depending on the actual situation, you may receive several replies:

1. Normal underwriting: Although you are in hospital, all physical examination indicators show that you are healthy, so you are not restricted to buy insurance.

2. Premium underwriting: You need to pay more premiums so that you can buy health insurance.

3. Except for liability underwriting: the insurance company may not be responsible for your health or existing health, but may be responsible for the part other than your illness.

4. Deferred underwriting: The insurance company will observe you for a period of time, usually half a year. If it proves that it has no impact on your health, it can be underwritten normally.

5, refused insurance: just can't buy.