Endowment insurance is a kind of social insurance in China, including maternity insurance, medical insurance, industrial injury insurance and unemployment insurance.
Among them, endowment insurance is a special social insurance. Not only people in enterprises and institutions can pay endowment insurance, but also urban residents and rural residents can pay endowment insurance themselves.
And medical insurance also includes institutions, enterprises and urban and rural residents.
Maternity insurance, industrial injury insurance and unemployment insurance cannot be paid by individuals, but only by units.
Therefore, the pension adjustment corresponding to the old-age insurance involves almost all people in China.
receive one's old-age pension
The first kind of beneficiaries, the elderly, China has always been a country that respects the elderly and loves the young. The elderly enjoy facilities and benefits that many young people in China cannot enjoy.
2011July 4th, the mid-year analysis meeting of civil affairs announced that 14 provinces in China have established a comprehensive pension (subsidy) system for the elderly, benefiting 8 million elderly people.
In 2020, when adjusting this part of the allowance, retirees aged 70 to 74 in some provinces will send more 20 yuan every month; At least 75 to 79 years old, each person has more 40 yuan per month; At least 80 years old, with more 60 yuan per person per month.
endowment insurance
In terms of old age allowance, 26 provinces (autonomous regions and municipalities) such as Beijing, Tianjin, Hebei, Shanxi, Inner Mongolia, Liaoning, Jilin, Heilongjiang, Shanghai, Jiangsu, Zhejiang, Anhui, Fujian, Shandong, Henan, Hunan, Guangdong, Hainan, Guizhou, Yunnan, Tibet, Shaanxi, Gansu, Qinghai, Ningxia and Xinjiang have been introduced.
Therefore, every adjustment will be a link to increase income for the elderly.
The pleasure of receiving money
The second category of beneficiaries, with a long payment period, has a minimum payment period of 15 years. Only by meeting this standard can they receive a pension at retirement age.
But many people don't stop at 15, but the payment period is much longer than 15.
China is a fairly fair country. The higher the payment base, the longer the payment period, the larger the adjusted base, and the more pensions you get.
Endowment insurance management
The third kind of beneficiaries are those who support remote mountainous areas. China is a country with a vast territory and rich resources. In addition to rich areas, there are also some relatively poor areas. Many people go to such areas voluntarily and take the poor out of poverty with meager income.
The country will not forget such people, so every time it adjusts its policies, it will think of supporting these people in remote mountainous areas.
For example, in the pension adjustment plan of Xinjiang in 2020, according to the hardship of the region, each person in the second-class region will increase by 10 yuan per month; The third and fourth categories, each person has more 20 yuan per month; Five or six districts each issue 40 yuan monthly.
provide for the aged
Four categories of people who can't benefit from pension adjustment. The first category of people who can't benefit is those who retired in 202 1 year, because they retired this year and couldn't catch up with pension adjustment.
The second type is people who receive residents' pensions, and urban and rural residents' pension insurance is not included in the adjustment.
The third type is people who have no pension insurance certification. Without certification, they naturally cannot receive a pension, let alone adjust.
The fourth category is prisoners. Needless to say, everyone knows what is going on. Social welfare will not be distributed to the elderly who are serving their sentences, and will continue to be distributed after the expiration of their sentences.
social security card
Conclusion The adjustment of endowment insurance will eventually benefit those enterprises and institutions.