If it is done in a hospital, it belongs to the category of dermatological treatment, and it can be reimbursed with a medical insurance card. However, if it is carried out in a beauty salon, it belongs to the category of cosmetic surgery and medical insurance cannot be reimbursed. According to the relevant laws and regulations of our country, the medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue are paid by the basic medical insurance fund in accordance with state regulations.

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

The medical insurance card can be used for surgical removal of pigmented nevus, and part of the expenses can be reimbursed for surgical removal. If the medical insurance card has a fee, it can be used to pay the bill. Pigmented nevus is a benign new organism composed of nevus cells, which is mainly manifested as macula with different skin quantity, clear boundary and smooth surface. You can go to the hospital for dermatological treatment. Smaller pigmented nevus can be treated by laser, and larger pigmented nevus can be removed by surgery. The nevus should be completely removed during surgical resection to prevent the occurrence of lesions caused by residues.

Surgical removal of moles is a common cosmetic method. Black cells on the skin can be quickly removed by laser surgery or local resection. During the treatment, you can't use the medical insurance laser to remove moles. It is best to choose the dermatology department of a regular 3A hospital, but not all moles can be removed by laser. Nevus with a diameter of 12mm can generally be treated with laser, because they are relatively small, easy to be taken out at one time, not easy to recur, and the damaged area is small, so it is not easy to leave scars. For moles with a diameter of more than 3mm or recurrent moles after laser treatment (we call them recurrent moles), it is recommended to remove them by surgery, which is more thorough, and the surgery can be cosmetically sutured and it is not easy to leave scars. It is recommended to pay attention to the possible redness and swelling of the skin after the operation area.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.