According to TOC Insurance Network, JD.COM Allianz Auto Insurance can make a claim within 30 minutes at the earliest if the claim information is complete. In 2020, JD.COM Allianz Insurance will interconnect all kinds of data. Digital and intelligent rapid adjustment and payment have become a reality. The functions of "online claim" and "visual recognition" are quite popular in domestic medical claims, mainly aiming at the limitations of claims. Eight categories of claims can be reported online, and more than 95% of claims scenarios have been covered.