The amount of RMB became a highlight of the 2022 China International Fair for Trade in Services held on August 3rd1. Experts said that the diversified use scenario of digital RMB not only helps to promote digital RMB, but also helps to improve consumption structure and promote consumption upgrading. We can continue to steadily and orderly expand the pilot use of digital RMB to provide new impetus for economic development.
At the end of March this year, the pilot project of digital RMB has been expanded from the original "10 1" pilot area to 23 areas in 15 provinces and cities. Tianjin, Chongqing, Guangzhou, Guangdong, Fuzhou, Xiamen, Fujian, Hangzhou, Ningbo, Wenzhou, Huzhou, Shaoxing, Jinhua, Zhejiang, Beijing and Zhangjiakou, Hebei were also added as pilot areas after the 2023 Beijing Winter Olympics and Paralympics.
According to incomplete statistics, since June, Xiamen, Jinhua, Guangzhou, Fuzhou, Hangzhou, Ningbo, Shaoxing and other places have launched various forms of digital RMB to promote consumption.
Combine local digital RMB consumption promotion activities with online coupon distribution activities, and adopt the mode of government guidance, digital upgrade of merchants and platform assistance to promote consumption recovery. For example, on July 15, under the guidance of the commercial bureaus in Beijing, Nanjing, Zhengzhou, Nanchang and Wuhan, the merchants of 100 Store and Alipay jointly launched the "Summer Consumption Festival" and set up the "main venue" offline. The platform not only opened up 65.438 billion traffic for merchants, but also provided "payment red envelopes" and consumption red envelopes for four major scenes: tourism, catering, fast-moving and take-away.
Online, the spending power is further enhanced through red envelope codes and coupons. During the "Summer Consumption Festival", the midnight snack market in 26 food streets in Wuhan was fully restored. The wedding banquet consumption increased by 22% compared with the same period of last year, and the popular catering consumption increased by 15% compared with the same period of last year. The ongoing "May 5th Shopping Festival" in Shanghai also distributed digital RMB coupons and digital coupons through the Internet platform, which stimulated people's consumption enthusiasm by integrating online and offline. Alipay data shows that the number of offline consumer transactions in Beijing, Shanghai and Zhengzhou increased by 3 1%, 20% and 30% respectively in July compared with June.
In this regard, industry experts believe that we should give full play to the special functions of digital RMB smart contracts and play an active role in protecting people's livelihood, promoting consumption, expanding domestic demand and stabilizing growth. Zhou said that payment institutions and internet companies with rich consumption scenarios have important functions such as platform building, scene landing, business development and providing digital RMB solutions. They should further stimulate the enthusiasm and creativity of all participants, and further guide large-scale Internet platforms to participate in pilot projects to help digital RMB play a greater role in safeguarding people's livelihood and promoting consumption value.
Analysis on the Development of Global Central Bank digital currency
With the rapid development of digital economy and the increasing demand for digital financial services, the global monetary and financial system has entered the era of digital transformation, and the research and development of digital currency, the central bank of many economies, has pressed the fast-forward button. The Atlantic Council, an American think tank, recently released a research report on the development of digital currency, a global central bank. It shows that 105 countries and regions are currently exploring and studying digital currency, of which about 50 countries and regions have entered the advanced stage of development, pilot and distribution.
The World Economic Forum pointed out that in order to fully stimulate digital currency's potential, the progress of payment technology needs to go hand in hand with the digitalization of trade. John Rolle, Governor of the Central Bank of the Bahamas, said that the Bahamas will share its experience in digital currency and learn from other Latin American countries. "digital currency has a bright future in this region, and potential technical cooperation may give birth to a new regional payment platform, thus promoting economic and trade development in this region."
On August 3rd1day, the digital currency plate fell by 2%.
On August 3 1,10,51,digital currency plate index reported 1 129.22, down 2%, with a turnover of 565,438+44 million yuan and a turnover rate of1.
What is the market prospect of digital currency industry? The China digital currency Industrial Market Deep Investigation and Investment Strategy Forecast Report issued by Zhizhan Industrial Research Institute analyzes in detail the energy resources potential of digital currency, the industrial policy of digital currency, the energy development and utilization technology of digital currency at home and abroad, the development of energy utilization industry in digital currency, the operation of key energy enterprises in digital currency, the development prospect and investment planning of digital currency energy industry in China. Help enterprises and investors understand the market investment value of China's energy industry, digital currency. If you want to have a systematic understanding of the energy industry in digital currency and China, or invest in the energy industry in digital currency and China, this report is an indispensable tool for you.
Q&A: How does digital currency invest in digital currency? Simply put, it is to find a digital currency exchange to buy coins, and then wait for the currency to appreciate before selling, or choose to make up the position or cut the meat to stop the loss. Specifically, it is similar to buying stocks.
At present, most of the larger digital currency exchanges, such as Bi 'an, Bitcoin Base, Kraken Tentacles Of The Deep and Bitfinex, are abroad, and even some exchanges have stopped registering new users, which brings inconvenience to domestic users. If you want to invest in digital currency, there are also some P2P trading platforms in digital currency. Although they are located overseas, they provide Chinese services. But please pay attention to the risks and whether the platform is safe and reliable.
There is actually a thin line between investment and speculation in digital currency. Although the price changes in the past few years show that such projects have the characteristics of high returns, compared with the existing investment channels, such projects also carry very high risks. It can be predicted that some countries will issue digital currency with the endorsement of national public rights in the future, but we can't make a clear judgment on the future trend of digital currency. However, no matter what we do, everyone must pay attention to the risks.