2065438+In March 2006, JD Finance launched the first cash loan product-JD.COM Gold Bar, which tailored the cash loan service for IOUs with good credit. It is an extension of IOUs credit in the cash consumption scenario. JD.COM gold bars can be "consumed first, then paid" and enjoy an interest-free period of up to 30 days and 24 installments.

Besides JD.COM Gold Bar and JD.COM White Bar, JD.COM White Bar is the first Internet consumer financial product in the industry. "White Strip" has opened up O2O(JD.COM to Home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding, etc., extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

Extended data:

JD.COM gold bar extraction method

1, increase purchasing power

If you want to increase the amount of gold bars in JD.COM, first of all, you must spend more than three times a month in JD.COM Mall, and you must pay with gold bars.

2. Good loan record

After paying with JD.COM gold bars, you must repay on time, show your willingness to repay, and improve your credit, so that JD.COM can give you a credit line with confidence.

Step 3 buy wealth management products

Use Jingdong Finance more, buy some wealth management products or insurance products inside, or use other financial functions inside. In short, it is helpful to brush your face more.

4. Start with QQ.

As we all know, Tencent and JD.COM have a strategic cooperative relationship and exchange data. If you open a super QQ account bound to JD.COM, you can upgrade to a gold member with a higher quota.

Baidu Encyclopedia-JD.COM Baitiao