This loan type is a loan product promoted by Agricultural Bank of China, and it is a personal loan product with mortgage. The maximum loan amount is 6,543,800,000 yuan, and the loan period is 654.38+02 months. The area of the property to be mortgaged is over 50 square meters, and the age of the house is below 20 years.
Agricultural Bank loan conditions:
1. Operating time: more than 2 years;
2. Age requirement: no more than 20 years old;
3. Area requirements: at least 50 square meters;
4. Location of collateral: location of loan;
5. Types of collateral: ordinary houses, villas, shops and office buildings.
Extended data:
I. Information required for applying for a loan from Agricultural Bank of China:
1, ID card, household registration book, marriage certificate;
2. proof of income;
3. Business license, code certificate and tax registration certificate;
4. Articles of Association and capital verification report;
5. Tax payment certificates, financial statements and purchase and sale contracts for the last 3 months.
Second, the characteristics of agricultural bank loans:
1, and the maximum loan amount can reach100000;
2. The maximum mortgage ratio can reach 70%;
3. The minimum loan interest rate is 20% higher than the benchmark interest rate;
4. The loan term is 1 year, and the longest credit term is1year.
Baidu Encyclopedia-Personal Business Loan of Agricultural Bank of China