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What's the telephone number of Ping An Bank? Do you have any questions to consult?
1. What's the phone number of Ping An Bank? Do you have any questions to consult?

Looking for Ping An Bank? Just call 955 1 1. I just made a consumer loan at Ping An Bank some time ago. At that time, I called 955 1 1 for consultation. Customer service attitude is very good. I explained in detail how to apply for a loan, what are the loan conditions, what is the interest rate and so on. I consulted for a long time and finally applied for a new loan, which was on my mobile phone.

2. Will Ping An Bank inform the other party to refuse new loans?

I will let you know.

Different loan review processes are different, depending on the requirements of local branches. Please consult your loan account manager for details.

As a word-of-mouth product of Ping An Bank, the threshold for Ping An's new loans is relatively loose, and borrowers can apply for both car loans and mortgages.

After the loan is rejected, it takes half a year to unlock and reapply. However, depending on the reasons for the borrower's rejection, the term may be different. Please consult your own credit manager for details.

3. Can Ping An Bank loan be consulted?

Handle new loans to help the new era!

You may be a new white-collar worker and need further study, get married, buy a car or decorate? You may also be a powerful businessman and need to expand your business? It doesn't matter if you don't have a house or a car. Can I apply for a new loan as long as I meet the following conditions?

1, aged 25-55, with a monthly income of more than 4,000 yuan;

2. Holding a second-generation ID card;

3. One of the work relationship, household registration and family property is in the location of the bank branch;

4. No bad credit record.

Free mortgage, help life! Please call 400-800-3333 for consultation.

"Ping An Jinlingtong" is a comprehensive financial service for middle-and high-income stable retail customers, which is based on ic debit cards above the gold card level of our bank, combined with personal credit revolving credit loans and based on "ic debit card personal credit revolving credit".

Product advantage

Revolving credit, borrowing and repayment

No mortgage, no guarantee

Credit line 1 10,000 yuan ~ 300,000 yuan.

The loan is repaid with interest on a daily basis, and there is no penalty interest for early repayment.

Emergency financing, instant credit

Emergency financing, get ready.

Instant card issuance and instant credit at the counter

The application is simple and the loan is integrated.

Apply with the second-generation ID card, and all the application forms have been solved.

It has the functions of ic debit card and credit revolving credit loan.

Dynamic management and long-term effectiveness

According to the customer's asset status, the credit line and pricing are adjusted dynamically on a regular basis.

There is no fixed expiration date for the credit line, so there is no need to apply again.

Multi-channel service, convenient and fast

You can provide "inquiry", "withdrawal" and "repayment" services through counters, advanced online banking, telephone banking, pocket banking and ATMs.

Easy to use, credit card consumption, cash withdrawal can be.

Comprehensive financial services, privileges and immunities

Customers can enjoy our comprehensive financial services such as settlement, loan, wealth management and insurance, as well as various preferential rights.

Application method

1. Cardholders can apply to the personal loan processing center of the branch;

2. Counter 2-in-1 application: save your complicated information and solve all card application, credit application and signing application forms;

3. Log in to our advanced online banking and click the link to apply online (the specific online time will be notified separately).

Application conditions

1. The applicant is a China citizen with full capacity for civil conduct and holds a second-generation ID card;

2. Only working customers, and the applicant is 25 years old (inclusive) to 55 years old (inclusive);

3. The applicant has no bad credit record;

4. Other conditions required by the bank.

Ping An Bank's real estate mortgage consumer loan turns real estate into ATM!

High amount

Up to 75% of the property value.

Widely used

Decoration, shop purchase, car purchase, travel and study abroad meet all your consumer needs.

Interest rate province

Ultra-low interest rate, affordable.

convenient to use

One-time mortgage, line recovery, quick cash withdrawal.

Quick loan

The procedure is simple and convenient.

(Tips: Due to the influence of national policies and personal credit status, the loan interest rate, amount and term are subject to the final approval result of our bank)

You only need to prepare the following information:

1, identification;

2. Marriage certificate;

3. Proof of work and income;

4. Information about the purpose of consumption;

5. Mortgage property information.

The application channel is right beside you.

1. Consult our nearest dealership;

2. Consult your financial manager in our bank;

3. Call customer service hotline 955 1 1.

Brief introduction of real estate mortgage consumer loan;

Real estate mortgage loan refers to a customer applying for a loan from a bank with personal housing or commercial housing as collateral for purchase, car purchase, shopping, decoration, tourism and other consumption purposes.

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Car owners live in peace!

1. New car loan

A new car loan refers to a consumer loan you apply for when you buy a new car.

Product features:

Low threshold: the minimum down payment is 20% and the application materials are simple.

High amount: the maximum loan is 5 million.

Quick loan: complete information, the fastest loan 1 working day.

Long-term: the longest loan period is 5 years.

2. Used car loans

Second-hand car loan is a consumer loan applied for when buying a second-hand car.

Product features:

High quota: minimum 40,000 and maximum 5 million.

Low threshold: simple materials, not limited to local household registration.

Accurate evaluation: simply and quickly evaluate the car price.

3. Car surcharge loan

Car purchase surcharge loan refers to the loan applied for when buying a new car or a used car, which is used to pay the related extra expenses incurred when buying a car. Its uses include purchase tax, vehicle insurance, vehicle decoration and so on. No mortgage or pledge guarantee is required.

Product features:

Widely used: purchase tax, vehicle insurance, vehicle decoration, etc.

Simple application: apply, approve and lend money synchronously with car loan.

Quick loan: complete information, the fastest loan 1 working day.

High quota: the maximum loan is 300,000.

Automobile loan processing flow:

Submit application materials-> Bank approval-> Sign a contract-> offer loans

Ping An Bank's first-hand housing loan will fulfill your dream of living in peace!

Provinces of interest

Ultra-low interest rate, affordable.

High amount

The loan ratio is as high as 70%, making it easy to buy a house.

long-term

The longest loan period is 30 years, and the monthly payment is worry-free.

Simple procedure

One-time signing, three-step lending (application, approval and lending).

Easy to repay

A variety of repayment methods, convenient to save interest.

(Tips: Due to the influence of national policies and personal credit status, the loan interest rate, amount and term are subject to the final approval result of our bank)

You only need to prepare the following information:

1, identification

2. Marriage certificate

3. Proof of work and income

4, the purchase of real estate information

The application channel is right beside you:

1. Please consult our real estate service point.

2. Consult our nearest dealership.

3. Call customer service hotline 955 1 1.

Brief introduction of first-hand housing loan business:

The first-hand loan business refers to the loan business in which the borrower buys a property from a real estate developer, pays the down payment by himself, and pays the rest through a bank loan, with the purchased property as collateral, and repays the interest and principal in installments within the loan period.

Deposit against loan

Product introduction:

When a mortgage customer opens a "deposit-to-loan" product, the funds in the repayment account will be regarded as early repayment according to a certain proportion, and the saved loan interest will be returned to you as wealth management income.

Product features:

1, save more and pay back more loans, saving more loan interest.

2. Applicable to all mortgage loan businesses.

3. Interest is calculated on a daily basis. The higher the loan interest rate, the higher the income.

4. Deposit funds can be withdrawn freely, which is flexible and risk-free.

Two-week supply

Product introduction:

"Biweekly repayment" is a repayment method different from traditional monthly repayment. The loan is changed from once a month to once every two weeks, and the repayment amount is half of the original monthly repayment amount. Loans must be issued faster and interest must be saved more.

Product features:

1. Shorten repayment period

2. Save interest expenses

3. The repayment pressure is basically unchanged.

revolving loan

Product introduction:

"Revolving loan" means that a customer applies to our bank for a revolving credit line with real estate as the maximum mortgage, and the customer can withdraw money at any time as needed without exceeding the credit line; When customers have sufficient funds, they can repay at any time, saving interest. The loan amount is recycled to save interest to the greatest extent.

Product features:

1, one-time application, recovery

2. Borrow if you want, which is convenient for turnover.

3, want to pay back, deposit interest.

4. The procedure is simple, convenient and quick.

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automobile mortgage

Product overview

Loans obtained from mortgaged vehicles for consumption and operation shall be repaid in the form of equal principal and interest or average capital.

Product characteristics

Take care of the vehicle: after the money is lent out, the vehicle will still be yours.

Efficient approval: the materials are complete, and the loan will be released as soon as 1 day after the mortgage is completed.

Flexible use: it can be used for purchasing, purchasing and other business purposes, and can also meet consumer needs such as decoration, tourism and wedding.

Adequate amount: the maximum amount of a single loan is 500,000.

Prepare information:

Second generation ID card

Vehicle driving license and motor vehicle registration certificate

Proof of income, such as bank running water or income certificate issued by the company.

Proof of residence, such as water, electricity and coal bills.

Ping an bank second-hand housing loan, round your dream of living in peace!

Provinces of interest

Ultra-low interest rate, affordable.

High amount

The loan ratio is as high as 70%, making it easy to buy a house.

long-term

The longest loan period is 30 years, and the monthly payment is worry-free.

first-rate service

Bank supervision down payment, safe and worry-free; Matching foreclosure loans is quick and thoughtful.

Simple procedure

One-time signing, three-step lending (application, approval and lending).

Easy to repay

A variety of repayment methods, convenient to save interest.

(Tips: Due to the influence of national policies and personal credit status, the loan interest rate, amount and term are subject to the final approval result of our bank)

You only need to prepare the following information:

1, identification

2. Marriage certificate

3. Proof of work and income

4, the purchase of real estate information

The application channel is right beside you:

1. Please consult our real estate service point.

2. Consult our nearest dealership.

3. Call customer service hotline 955 1 1.

Brief introduction of second-hand housing loan business:

Second-hand housing loan business refers to the loan business in which the borrower buys a second-hand house from the seller, pays the down payment first, and the rest is paid by bank loan, with the purchased house as collateral, and repays the interest and principal in installments within the loan period.

What should I do if I can't afford the loan owed to Ping An Bank now?

It depends on what mortgage you use when you take out the loan. If you use real estate to repay the loan.

The loan owed to Ping An Bank can't be repaid now. The bank will pay you and then negotiate.

If the loan owed to Ping An Bank is not paid, then you will be included in the list of untrustworthy people.

The loan owed to Ping An Bank depends on how much you owe, if the amount is not high. At most, I keep urging you. In the end, if you are really unable to repay, it will become a blacklist. If the amount is large, all your assets and real estate will be sealed up in the end.

If you are unable to repay the bank loan in arrears, you can choose to negotiate with the bank for proper installment and deal with the part you can handle every month.

The loan contract relationship, in the case of breach of contract, only bears civil liability and has no criminal consequences.

Through legal procedures and transformation, if a referee can pass the judgment or ruling and has the ability to perform it, he is suspected of refusing to execute the ruling. Civil affairs department

Unable to repay the bank loan, it is only a civil problem and will not go to jail. If the debtor fails to perform the judgment after the bank arrives, the bank may apply for compulsory execution. If the debtor has the ability to perform the judgment and refuses to execute it, the serious circumstances will constitute the crime of refusing to execute the judgment. If the performance time is really limited.

Explanation:

1. According to Article 313 of the Criminal Law, the crime of refusing to execute a judgment or written order means that the people have the ability to execute the judgment or written order. If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.

2. "The debt should be paid off. An interim people's ruling may be repaid by the debtor in installments. Those who have the ability to repay and refuse to repay shall be sentenced to compulsory repayment by the people.

3. One party of the debtor is unable to pay, and the other party is temporarily unable to repay. If this is the case, it can be repaid by the debtor in installments in accordance with the relevant provisions of the above general principles of civil law.

If it is paid off forever, it can only be paid off on the debtor's personal existing property and will be executed, which means that the creditor takes as much as the debt.

Ping an bank loan consultation.

Failure to repay on time will result in penalty interest, which will affect the credit record. I suggest you repay the loan in time. If the repayment is not made for a long time, the bank will refer it to the judicial department for handling.