The interest on a five-year commercial loan is generally 5.76%. If you choose the repayment method of equal principal and interest, then your monthly repayment amount is 96 1.07 yuan, the total interest paid is 7664.2 yuan, and the total repayment amount is 57664.2 yuan. If you choose the repayment method in average capital, the total interest you pay is 7320 yuan, and the total repayment amount is 57320 yuan. The repayment in the first three months is 1 0,073.33 yuan, 1 0,069.33 yuan and 1 0,065.33 yuan respectively. Matching principal and interest repayment method: during the repayment period, the same amount of loans (including principal and interest) are repaid every month, so that the monthly repayment amount is fixed, the expenditure of family income can be controlled in a planned way, and it is also convenient for each family to determine the repayment ability according to their own income. Average capital Repayment Method: Repay the principal in equal amount every month, and then calculate the interest according to the remaining principal, so at the beginning, you will pay more interest because of more principal, so the repayment amount at the beginning is more, and then it will decrease every month. The advantage of this method is that the initial repayment amount is large, which reduces interest expenses and is more suitable for families with strong repayment ability. The specific steps, application conditions, interest rate and application amount of the loan are different for everyone or every enterprise. Generally speaking, the specific loan interest rate is determined by many factors, such as the qualifications of the applicant, collateral and other guarantees, the nature of financial institutions and so on. Different applicants and loan types need to provide different application materials. Common personal data such as: identity certificate, work certificate, residence certificate, etc. Enterprise application materials, such as business license, financial statements, loan cards, etc. Financial proof of mortgage loans such as real estate and automobiles; Credit loans such as income certificate and bank card statement. If you want to get a loan, I will introduce Easy Loan China to you, and match the financial institutions (banks/microfinance institutions) for you, so as to save you lower costs! Individuals can borrow 0.5-0.2 million, and enterprises can borrow 0.5-0.5 million. Easy Loan China solemnly promises not to charge any fees before receiving the loan! (1) Online fast application channel-quickly solve the financial problems of SMEs and individuals Amount: 0.5-50,000 yuan Application address: /QuickLoan/index.jsp? Dashi=fudan06 1029008 (2) Easy-to-get-married loan-provides a convenient and quick personal credit loan for the borrower who is about to get married, which can be used for all expenses related to marriage, including travel, wedding, decoration, shopping, home appliances, car purchase, diamond jewelry purchase, wedding photography, etc. Amount: RMB 50-200,000. Address of application form:/activity/product/marriage -Fudan 06 1 029008.html ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Easy Loan China will examine you as quickly as possible to solve the problem of shortage of funds for you-you only need to fill in your loan demand and your information (no need to fill in personal identity information and other privacy), and the financial planner of Easy Loan China will analyze your loan demand and information, then choose a bank suitable for you and get in touch with you at your residence. In this process, you have the right to choose any bank until you are satisfied. E-loan China loan application process: online application-E-loan China financing consultant contacts the applicant and verifies-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Save time for lenders to run to major banks and reduce costs outside loans! There are many types of easy loans in China, among which personal credit loans and housing loans are free of service charges nationwide, while other types of loans will charge 2%-3% service charges. This is the lowest service fee among peers, which saves the lender's fee other than the loan, and solemnly promises that the task fee will never be charged before the loan is obtained! Friendly reminder: the online application will be reviewed on the same day (9: 00- 18: 00, except weekends). Please keep the phone/mobile phone open so that the financial advisor can contact you to verify the situation. If not, the application will be considered invalid. Easy Loan China makes it easy for you to get a loan. The landlord can apply online, and the financing consultant will contact you by phone on the same day (9: 00- 18: 00) to provide you with a suitable financing plan. You can consult in detail then. Don't expect the landlord to choose the answer, but you have to understand! An application can be submitted to multiple banks, which saves the time for lenders to go to major banks and reduces the costs other than loans. You might as well try, but it doesn't work, and there is no charge. I wish you an early realization of your dream!