In order to limit the rise of housing prices, many regions have introduced purchase restriction policies, and different cities have different purchase restriction policies. So what are the new regulations for Hainan's housing purchase restriction policy? Let's take a closer look with Bian Xiao.

What are the new regulations on housing purchase restriction in Hainan?

In order to prevent speculation in the property market and drive up housing prices, Hainan Province recently began to implement a global purchase restriction, and announced the relevant purchase restriction rules on April 22, 20 18, which almost blocked all loopholes in the purchase restriction policy and was called "the strongest purchase restriction order in history". Details are as follows:

1. Hainan province is currently implementing global purchase restriction, and all purchase restriction policies will be implemented from 20: 00 on April 22, 20 18. Hainan's restricted housing specifically includes: newly-built commercial housing and second-hand housing, property-based hotel rooms, and affordable housing that meets the transfer conditions. Among them, newly-built commercial houses and second-hand houses include: ordinary houses, high-grade apartments, low-rise houses and serviced apartments.

2. The house was bought by family in Hainan province. Family members specifically include: buyers, spouses and minor children. And it is based on the registration in the household registration book. If you are an adult child of 18 years old, you can buy a house alone, regardless of whether your household registration is in the same household registration book as your parents.

3. The collective household registration of college students in Hainan Province will not be regarded as the household registration in Hainan Province. If college students in Hainan want to buy a house in Hainan, they need to buy a house according to the policy of non-Hainan household registration. College students who have graduated from enterprises and institutions in Hainan Province and social group work, and whose household registration is in the collective account of the work unit, can be regarded as household registration in Hainan Province, and can be implemented according to the policy of purchasing houses for local households in Hainan Province.

4. Families who are not registered in Hainan cannot buy a house by paying personal income tax or social insurance. The individual tax or social insurance paid by the buyers will not be recognized, and they cannot buy a house.

5. Houses purchased by enterprises, institutions and social organizations, regardless of whether they belong to households registered in Hainan, need to be listed and transferred five years after the house has obtained the certificate of immovable property rights.

6. Hainan registered households can buy two houses in the restricted purchase area, and when buying a third house, they cannot apply for a mortgage loan to buy a house.

7. Families who are not registered in Hainan can only buy a house in the restricted area. If property buyers want to buy a house in the newly-increased restricted purchase area, they need to provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 24 consecutive months or more, while Haikou, Sanya and Qionghai, which previously implemented restricted purchase areas, only need to provide 60 months.

The above is a detailed introduction to Hainan's new house purchase restriction policy. Friends who want to buy a house in Hainan can learn more about it. Before buying a house, you must understand the local housing purchase restriction policy, and then check their qualifications for buying a house before deciding whether to buy it.

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