According to relevant regulations and documents, it can be used for all legal and compliant consumption expenditures such as home improvement, car purchase, education and medical care. , can not be used for non-declared purposes and personal expenses prohibited by laws and regulations.

Bank of China is a large state-owned bank managed by the central government, and it is a national vice-ministerial unit. It was established with the approval of Dr. Sun Yat-sen on February 5, 2002. China's banking business covers commercial banks, investment, securities, funds and aircraft leasing. It has been listed in China, Hongkong Stock Exchange and Shanghai Stock Exchange.