Shang Hui Bank Jinyi Loan is a provident fund consumer loan product, which is a revolving loan with a maximum loan amount of 300,000 yuan and a maximum credit period of 3 years. Jinyi loan can meet the consumer demand of car purchase, decoration, travel, wedding and other scenes, so it has attracted the attention of many users. So, what conditions does Shang Hui Bank need to meet for the gold easy loan? How to handle the gold easy loan of Shang Hui Bank? 1 With full capacity for civil conduct, the applicant must be at least 18 years old, and the sum of age and credit years should not exceed 59 years old for men and 54 years old for women; 2. Be able to provide legal and valid identification and proof of marital status; Having a fixed residence in the place where the loan is applied; 4. Personal credit information is in good condition, and there are no illegal acts and bad records; Have a stable source of income and the ability to repay the loan principal and interest on time; 6. Housing provident fund has been deposited in the place where it is located, and it has been continuously deposited for more than 1 year, and the monthly deposit amount is not less than that of 600 yuan; It must be used for loan purposes specified by the bank, and a personal settlement account has been opened in Shang Hui Bank. As long as the above conditions are met, you can apply for a loan directly from Shang Hui Bank with relevant information. In line with the conditions stipulated by the bank, basically the loan pass rate is still relatively high.