warranty period

Fosun Prudential Baoxing Fu Jia Normal Edition has a guarantee period of 80 years, and it is guaranteed for life! This must be seen clearly!

Guaranteed collection

Guaranteed pension 15. If you start collecting at the age of 60, if you die within the protection period, the rest of the pension will be given to your family.

High-end pension community

The total premium reaches 6.5438+0.5 million, and you can stay in Fosun Prudential's high-end pension community.

vieid

You can attach a universal account with a guarantee of 3% to realize the second financial management of idle funds!

Death pension

The death fund lasts until the age of 80. In case of death before the age of 80, the money in the account can be passed on to the family.

money value

Until the age of 80, you can solve the temporary use of money and take policy loans.

Birthday payment

When the insured reaches the age of 80, he can get a pension of 10 times as a birthday bonus. End of contract!

Value-added services:

Telephone doctor, accompanying doctor, green channel, expert follow-up, high-end physical examination, etc.

30-year-old female, the budget is10 *100000, and she started to receive it at the age of 60.

Annual collection: 135965 yuan;

Maturity at the age of 80: 1359650 yuan, 10 times the pension;

Accumulated collection: 4,078,950 yuan;

Internal rate of return: 3.79%

Summary: Use a lever of 6.5438+0 million and a lever of 4.07 million as your own pension. These are written in black and white in the contract, what you see is what you get.

Compared with other products, we can see that the same pension guarantees 80 years old. Fosun Baode Xinxing Fujia does not receive the highest amount every year, and it ranks behind China and the Netherlands in this life (Premium Edition), but the total amount received is the highest, and the IRR is 3.79%, which is also the highest.

Everbright Yongming, Bright Life Insurance (Hui Xuan Edition) and ICBC AXA enjoy good enjoyment, but slightly lower than the emerging Fu Jia of Fosun Prudential.

Of course, if you have a total budget of 6.5438+0 million and want to connect with the high-end pension community, Everbright Yongming Bright Life Wisdom Edition is a good choice.

Still have to choose the most suitable scheme according to your own needs!

Please leave a message for more questions and answer any questions!