As long as the cardholder applies to the bank for installment repayment after the bill date, there are many installment options, such as cash installment and free installment. Cash installment is mainly the installment of withdrawal application, and free installment is the installment of bill.

Extended data:

Credit card installment can be repaid in advance, but you need to contact customer service in advance to terminate the installment. If you don't apply for termination of installment, the remaining installment amount will not be recorded in one lump sum, and it will still occupy the amount in the card, and the money deposited is only equivalent to the deposit.

In addition, even if the installment is terminated early, the handling fee for the remaining installments will still be charged. For example, if you pay RMB 100 per issue and 12 yuan per issue, the bank will only think that you have overpaid, and the rest is just overpaid. The bill is still deducted at once. If you can, you can cancel the installment payment first, then repay it, and click on the repayment directly, but the details still depend on the bank's regulations.

References:

China Bank Credit Card Usage Guide