At present, ICBC has a three-year time deposit called "certificate of deposit" with an interest rate of 3.85%. If you deposit 600,000 yuan, the interest at maturity is 600,000× 3.85 %× 3 = 69,300 yuan, which means that you can have interest of 69,300 yuan at maturity. This time deposit can only be deposited in a bank card, not a passbook or certificate of deposit. ICBC's inter-bank withdrawal fee is as follows: at the local inter-bank ATM, ICBC's inter-bank withdrawal fee is 4 yuan every time; In foreign inter-bank ATMs, ICBC's inter-bank withdrawal fee is 65438+ 0% of the transaction amount+4 yuan inter-bank fee every time. Withdrawals of more than 5,000 yuan from different places are handled at the counter, and the handling fee is capped in 50 yuan. The ATM is charged according to the number of times. In addition, if the customer is a five-star customer of ICBC, the handling fee is 50%, the six-star customer is 30%, and the seven-star customer is free. Extended data:

Cross-bank withdrawals generally charge fees ranging from 2 to 50 yuan, and some banks do not charge fees for the first 2 to 3 cross-bank withdrawals every month. Since July 25th, 20 10, the fees for inter-bank withdrawals of China, Industry, China and Agriculture have risen to 4 yuan/transaction, and some joint-stock banks have followed suit.

1. ICBC's time deposit interest = deposit time × deposit interest rate × deposit amount. The interest rate of ICBC's time deposit is lump-sum deposit and withdrawal (the annual interest rate is 1.35% when the deposit time is three months). When the deposit time is half a year, the annual interest rate is1.55%; When the deposit time is one year, the annual interest rate is1.75%; When the deposit time is two years, the annual interest rate is 2.25%; When the deposit time is three years, the annual interest rate is 2.75%; When the deposit period is five years, the annual interest rate is 2.75%. Deposit, interest withdrawal, zero deposit and lump sum withdrawal: when the deposit period is one year, the annual interest rate is1.35%; When the deposit time is three years, the annual interest rate is1.55%; When the deposit time is five years, the annual interest rate is 1.55%. Fixed job is convenient: when the deposit time is three months, the annual interest rate is 0.81%; When the deposit time is half a year, the annual interest rate is 0.93%; When the deposit time is one year, the annual interest rate is 1.05%.

2. How long will it take ICBC to receive the inter-bank transfer? 1. Inter-bank transfer of online banking/mobile banking. When the transfer amount is 50,000 yuan or less, the funds will arrive in real time as soon as they are transferred out; The transfer amount is more than 50,000 yuan. If the transfer is submitted from 20: 30 on the previous natural day to that day (working day) 17: 15, it will be received in real time. If the transfer is submitted at other times, it will be processed after the system is opened. If the transfer time is Saturday and Sunday and legal holidays, if the amount is more than 500,000 yuan, it will arrive on the next working day, and if the transfer amount is between 50,000 yuan and 500,000 yuan (including 500,000 yuan), it will arrive on the same day after the transfer. Inter-bank transfer of business outlets: users submit the transfer at 8:00- 17:00 on working days and receive the account in real time; Users submit transfers on Saturdays, Sundays and legal holidays. If the amount is less than or equal to 500,000 yuan, it will arrive on the same day, and if the amount is more than 500,000 yuan, it will arrive on the next working day. The specific arrival time is also related to the handling method of the transfer-in line.