Does the universal fund need a one-time settlement?
Universal money need not be repaid in one lump sum, but users need to upload coupons. If the user does not upload the voucher after use, he will be required to make a one-time repayment. In most cases, it is ok as long as it is uploaded. It should be noted that the consumption vouchers that need to be submitted by Shanghai Pudong Development Bank Credit Card Center are basically consumption vouchers. If the user fails to upload the consumption voucher, the user needs to submit the bank account of the consumption. Users have never been overdue during the use of universal funds, so it is very necessary to repay on time.
Does Pufa Universal Fund have a quota for loans?
Pudong universal fund can borrow money if it has a quota, and it will be successful unless the personal quota is frozen, or the system may be busy, resulting in unsuccessful borrowing. The quota varies from person to person, and the positioning of the quota depends on the personal qualification of the cardholder. Pudong universal fund refers to the loan issued by Shanghai Pudong Development Bank that exceeds the credit card limit. Banks charge a certain handling fee and rely on credit cards to increase cardholders' cash withdrawal quota without occupying the quota. The results will be given within 3 working days after the application. The better the cardholder's credit, the better the credit card account and the faster the approval speed. After the amount of loans in the Pudong Universal Fund, you need to follow the rules of use, because banks will ask for consumption vouchers. If there is no proof of consumption, you can terminate the loan contract in advance and ask for early payment. Normal repayment is installment repayment. If there is overdue, there will be a late fee.
Application conditions of Pudong universal fund
You can apply for Pufa Universal Fund by holding a Pufa credit card. Cardholders have used credit cards in the past and have no bad credit records. When applying for the Pudong Universal Fund, the bank will refer to the applicant's credit card usage. If the credit card repayment situation is good, the amount is generally higher. After the application is successful, the system will directly transfer the loan funds to the debit card of the same name opened by the borrower in Shanghai Pudong Development Bank. If you don't have a bank card of Shanghai Pudong Development Bank, you need to apply for one immediately. This article is mainly about how to use the relevant knowledge points of Pufa Universal Fund, and the content is for reference only.