The user binds the installment card of CCB with Alipay, WeChat or other third-party payment software. After they choose the goods online, they use the third-party payment software to pay, and then change them into CCB's installment card, which is equivalent to online shopping with CCB's installment card. If you use the credit card (debit card) under the installment card quota of China Construction Bank, you can only use it on the POS machine of the designated merchant.

China Construction Bank can only purchase large-value consumer goods by stages, such as weddings, child care and home appliances. If you can't pay by credit card (debit card), POS will remind you.