Marriage insurance allows you to get married with peace of mind. In recent years, wedding forms have been constantly renovated and varied, but there are more and more accidents accompanied by romance. To this end, new people may wish to choose "marriage insurance" and "marriage insurance" to save themselves some worries. For example, in Shanghai, wedding liability insurance has been jointly launched by Shanghai Wedding Association and several property insurance companies, and the pilot has been around for five years. At present, most wedding companies have insured this project. Before choosing the service of the wedding company, the couple can ask whether the company has insured the wedding liability insurance. Usually, the wedding company will take out 3% of the total cost of each wedding service and buy a wedding liability insurance. Wedding insurance can compensate for some unexpected events in the wedding, such as the late wedding car, the late emcee, the bride's allergy to cosmetics, the wrong wedding photo, personal accidents and so on. Husband and wife can get the agreed compensation directly from the insurance company. There is also a common liability insurance for wedding banquets. As long as the premium is one or two hundred yuan, the newlyweds can insure themselves. The main guarantee of wedding banquet insurance is that when newlyweds or relatives and friends attending the banquet accidentally damage hotel equipment such as carpets and tableware, they can be paid by the insurance company. On special occasions like weddings, the risks faced by participants are different. Among them, newcomers may wish to insure a "newly married life insurance" in advance to add a risk barrier for themselves. The risks of guests are mainly food poisoning and some accidents that may occur at the wedding banquet. These potential risks can also be covered by wedding accident insurance. I bought travel accident insurance for my honeymoon trip. I was so excited that I finished the wedding banquet and began to prepare for my honeymoon trip. Going out is always risky, and being intoxicated in the world of two people will inevitably ignore the risks under your feet. Therefore, it is best for newcomers to buy a travel accident insurance before going out. Newcomers who travel with travel agencies will have a travel agency liability insurance, but only cover accidents caused by the travel agency's responsibility during the trip. That is to say, if the accident is not caused by the travel agency, but by itself or any third party, such as an individual who eats something bad and gets sick, sprains his foot when walking carelessly or leaves the group privately, it is not covered by the travel agency liability insurance. Nowadays, self-help travel is more fashionable, and all risks and losses in the journey must be borne by yourself. It is even more necessary to buy a travel accident insurance. If the newlyweds are traveling abroad, it is best to choose overseas travel insurance with global emergency assistance. If you want to play some high-risk projects, such as skiing and bungee jumping, you have to choose travel insurance products with these projects in advance. United Life "keeps fresh" every newly-married couple for their love, and of course, there is a very big wish, that is, they can "carry love to the end" and the couple will walk hand in hand through the future life. Therefore, many newcomers will consider whether there is "love insurance" to buy. In fact, many life insurance companies have long noticed the emotional needs of young couples to "protect love" and specially customized several "joint life plans" that both husband and wife can buy. The selling point of these joint life insurance plans is that both husband and wife can become the insured only by purchasing a policy and paying the premium together, and both parties have the right to benefit, which is called "joint life insurance plan" in professional terms. These types of insurance include not only full or whole life insurance, but also additional insurance benefits such as silver wedding anniversary congratulations. In addition, many newcomers buy new houses through bank mortgages. Such newly-married families can choose appropriate life insurance. The life insurance coverage arranged should be the same as the loan amount. If the loan is 500,000 yuan, the insurance amount is 500,000 yuan. Life insurance should be bought by the main lender, so as to ensure that the loan can be repaid in case of risk. Child insurance is for a rainy day. If you plan to add a baby within three years after marriage, you can consider buying insurance for your child on the premise that adults already have enough and suitable insurance and if the family's economic conditions are relatively affluent. Never put the cart before the horse. Adults haven't bought insurance yet, so buy a lot for their children first. Endowment insurance is the choice after a well-off economy. At that time, small families will have more financial strength than when they first got married. The same is true in foreign countries. No one will buy all insurance products at once, but with the continuous increase of income, they will improve their own protection plan bit by bit. Even the same insurance, such as life insurance, is to buy a little as a precaution when you are young, and then increase the insured amount as the value rises.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.