To handle the installment business of industrial and commercial happiness, you can apply as long as you hold your identity certificate and meet the application conditions of ICBC. If you don't have an ICBC credit card, you can apply directly. As long as the credit card is successfully activated, you can use happiness staging.

Happiness installment card is a special credit card launched by ICBC, which can only be used for credit card consumption, but not for deposit transfer or other cash transactions. As a special card, it is very suitable for people who need to spend a lot of money. The first installment amount is RMB 6,543,800,000, which can be divided into 6 installments, 654.38+02 installments and 654.38+08 installments, and the longest installment can be 96 installments, that is, 8 years.

You can apply for happiness installment card online on ICBC credit card website or ICBC business hall. To apply for the happiness installment card online, you can select the happiness installment card in the column of ICBC official website Credit Card, and then fill in your personal information according to the prompts and submit it to ICBC for approval. If the application is successful, you can use the happiness installment card for installment trading.

Different from other credit cards, happiness installment cards have many humanized settings, such as an annual interest rate of only 2.7%, which can be regarded as the lowest interest rate among credit cards of major banks. In addition, the repayment amount of happiness installment card is 10 yuan. As long as the repayment difference is within 10 yuan, it is not overdue.