1. Rolls-Royce was flooded by heavy rain, with a fixed loss of 2.6 million yuan. Insurance company: it can be compensated. Recently, continuous rainfall in various places has caused many luxury cars to be destroyed. That was not the case. This Rolls-Royce of Xi 'an was directly submerged by the rainstorm and almost scrapped. As soon as the owner of the vehicle finds that the vehicle is flooded, he will contact the insurance company to carry out the loss compensation process. However, the attitude of the insurance company has changed from being able to compensate at the beginning to reporting to the headquarters.
It turned out that the engine of this Rolls-Royce was damaged during the water inflow. According to the regulations, engine damage is not covered by compensation. The reason why the car owner is still waiting now is because this time has caused public controversy, and the insurance company also expressed its entanglement. Pay for it. It is really expensive to repair the loss of 2.6 million. No compensation, the pressure of public opinion is too great, and the company does not want to bear such a big negative public opinion. So this matter has been dragging on now, and there is nothing the owner can do.
The insurance company claims to report to the headquarters. No one is sure whether the money can compensate for the development of things. No one is sure that the insurance company will bear the total loss of 2.6 million for public opinion. In fact, as long as the rules clearly stipulate that engine damage does not fall within the scope of claims, it will not cause much controversy if the insurance company does not compensate. Without rape, there would be no business, and it is estimated that the insurance company will not care about this.
But the question is whether the insurance company can issue evidence that the engine damage is not within the scope of financial management. Apart from engine damage, what is the amount of other damages, and when should the insurance company pay these compensations to Rolls-Royce owners? You know, Rolls-Royce owners paid a full 30,000 yuan when they bought insurance, which is not a small sum. Insurance companies can't collect money, so it's easier to compensate. I'm afraid no one will patronize this insurance after that.
In addition, there is another point that is debatable. This Rolls Royce is used for wedding etiquette. Because I know a little about this business, I want to say a few more words. Most wedding cars are not bought at full price, either used cars or auction cars. There is a third situation that is not convenient to say. But in either case, the fixed loss of 2.6 million is equivalent to half the price of his car. Even the most expensive phantom, this auction or used car is basically between 3 million and 5 million. You don't really think that the wedding company will be stupid enough to spend 8 million to 10 million to buy a brand-new Rolls-Royce, do you?
Therefore, the slow payment of insurance companies may also be related to this factor. The people who eat melons are still waiting for the follow-up. The compensation must be paid, depending on how much it costs.