Official guide price: ten thousand yuan (you can modify your actual transaction price)
Step 2 > Fill in the down payment ratio of the loan:
30% 40% 50% 60%
Customize RMB 17670 cash car purchase price × down payment ratio.
The loan amount is 40,000 yuan, and the cash purchase price is 40,000 yuan-the car price is down payment, and then rounded off.
Monthly repayment period:
1 year, 2 years, 3 years, 5 years, 123 1 yuan monthly interest rate of bank loans: 5.85% for half a year, 6.57% for 1 year, 6.75% for 2 years, and 6.75% for 3 years.
The down payment is 365,438 yuan +0.732 yuan. Total down payment = down payment+necessary expenses+commercial insurance.
Step 3 > Fill in the description of the payment option amount.
At present, the car purchase discount is 58,900 yuan and 58,900 yuan.
Purchase tax exemption 1.6 and below 1.6 and above 5034 yuan purchase tax surcharge = purchase price /( 1+ 17%) × purchase tax rate.
(From 201110, vehicle purchase tax 10%. )
500 yuan usually charges about one-stop service provided by merchants in 500 yuan, and the personal handling fee is about 373 yuan, including industrial and commercial verification 150 yuan, mobile card 30 yuan, environmental protection card 3 yuan, extension fee 40 yuan, driving license photo 20 yuan and pallet 130 yuan.
Vehicle and vessel use tax 9-seat and below passenger cars 9-seat and above passenger cars are not unified in 480 yuan, 9-seat and below passenger cars in 480 yuan and 9-seat and above passenger cars in 540 yuan.
Compulsory traffic accident liability insurance for families with 6 persons or less in 950 yuan, and families with 6 persons or less in 950 yuan/year; Families with more than 6 seats 1 100 yuan/year.
Step 4 > Fill in the amount of third-party liability insurance:
50,000 1,000,200,000
500,000 65,438+0,000,000 65,438+0, 560 yuan compulsory insurance, 50,000 = 65,438+0,200,000 = 65,438+0,500,000 = 2,076,654,38.
The vehicle loss insurance for imported cars and domestic cars is 947 yuan. This insurance premium = car price × 1.2% ten basic premiums (imported cars from 600 yuan and domestic cars from 240 yuan).
Theft and rescue is 589 yuan, and the purchase price of new car is × 1.0%.
Excluding 20% of the sum of special insurance with deductible 50 1 yuan, vehicle loss insurance and third party insurance premium.
400 yuan compensation limit for natural loss insurance × 0.4%
No-fault liability insurance 3 12 yuan third party liability insurance premium × 20%
900 yuan compensation limit of vehicle liability insurance × 0.9%
For a new car imported from 88 yuan, the purchase price of broken glass alone is × 0. 15% (domestic windshield).
Purchase price of new car × 0.25% (imported windshield)
Body abrasion insurance amount:
25,065,438+20,000 570 yuan (below 300,000, between 300,000 and 500,000, and above 500,000) Unit: Yuan.
2,000: 400,585,850
Five thousand: 570,900, 1 100
1 ten thousand: 760, 1 170, 1500.
20,000: 1 140, 1780, 2250
Total insurance: 5868 yuan
Calculation result: down payment is 365,438 yuan +0.732 yuan+monthly payment is 65,438 yuan +0.2365,438 yuan+0 yuan × months 36 = total cost is 76,030 yuan.
It costs 4299 yuan more than the full car purchase.
This result is for reference only, and the actual payment is subject to local conditions.