1. If there is arrears in JD.COM Baitiao account and the dunning has not been paid for many times, in order to maintain JD.COM. JD.COM will collect debts from customers by letter, SMS, email, telephone, door-to-door or judicial channels.
Please pay attention to the repayment time of IOUs and repay them on time to avoid the impact on your credit or life due to overdue;
2.JD.COM IOUs belong to credit products. If they fail to repay on the minimum repayment date after the last repayment date, it is overdue. After the deadline, in order to better remind users of the arrears and timely repayment, JD.COM will collect the payables from users by letter, SMS, email, telephone, door-to-door or judicial channels. Please pay off the arrears as soon as possible after receiving the reminder, and pay attention to your repayment time in time.
Extended data:
After the overdue IOU, you will not be able to participate in IOU activities, and you will reserve the right to provide your default information to relevant government departments, industry supervision and management institutions or other legally established credit management institutions. I suggest that you keep good consumption habits, pay back on time, accumulate good credit and enjoy better financial services. The calculation formula of overdue fee in bill system is: total amount of liquidated damages = total unpaid amount × liquidated damages rate × days of default; The calculation formula of overdue fee for order-based IOUs is: total liquidated damages = total unpaid amount (all unpaid principal+all unpaid installment service fees) * liquidated damages rate * days of default.
Based on users' needs, Baitiao series products will continue to innovate as always, and through credit value-added services, multiple consumption scenarios will be embedded to make users' consumption experience more convenient and smooth, so that the future will come now.
References:
JD.COM Baitiao-Baidu Encyclopedia