1. loan purpose: Sui Xin loan is a consumer loan product, which aims to provide individual customers with funds for personal consumption expenditure. Sui Xinzhi Neng Loan is an operating loan product specifically for individual industrial and commercial households and small and micro business owners.

2. Application conditions: Temporary loans can be used to purchase consumer goods, pay travel expenses, decorate houses, wedding expenses and other personal consumption expenses. Sui Xinzhi Energy Loan can be used for business-related expenses such as business capital turnover, equipment procurement, expansion of production scale, and payment of employees' salaries.