You can usually go to two places. The first is the local head office of the central bank. You can go directly to the head office of the bank and ask the customer service manager to fill in the application form (the application form must be filled in truthfully), and then you can handle the business you want to check personal credit. Another is that every place is different. Some local central banks have set up credit management departments, and it is enough to bring their own valid documents to check. And preferably printed.

Two, online personal credit inquiry system

If you have overdue records online or loan records on multiple platforms, your records will be subject to big data risk control. At this time, your online lending platform will be frequently rejected, and even your flower garden will be closed. If your network big data is abnormal, you can get your own big data and credit status on the WeChat public platform: Soubao, pay attention to enter the view, you can get all kinds of indicator data, and query personal credit status, blacklist, online loan application record, application platform type, overdue, overdue amount, arbitration case and other important data information.

How to eliminate the blacklist of online loans;

Can the blacklist of online loans be eliminated? The answer is yes, but the process is troublesome, so I suggest that you must maintain good credit habits when borrowing money. For the method of eliminating the blacklist of online loans, please refer to the following contents:

1. When we find that our online loan has a black name, we should first go to the online loan platform to check our detailed loan records to see if it is the money we borrowed, so as to prevent criminals from using their personal information to make loans. If you find that you didn't borrow it yourself, but it was stolen by others or criminals, you should call the police immediately and then contact the lending platform to explain the situation.

Second, after checking your detailed loan records, confirm that you borrowed the money yourself. This is why you should pay off all the money you owe, and then contact the customer service of the corresponding platform to let them handle it and see if the blacklist of online loans can be eliminated.

Third, when the platform response cannot be eliminated, the blacklist of online loans will be automatically eliminated after you pay off the loan. Generally, we will only show the credit records of the last five years in the personal credit report.

Now there are more and more loan projects in our life, which involve all aspects of life, so we should safeguard our reputation and try not to blacklist online loans, so as not to affect our reputation in other aspects.