Wedding card is a savings product for married couples launched by ICBC. The wedding card of ICBC has the same function as the ordinary bank card, and can handle various banking services such as transfer, deposit and withdrawal, and wealth management.
China Industrial and Commercial Bank is a financial institution engaged in deposit and loan, settlement and cash management. Established in June 1 984 65438+1October1,it is a large state-owned bank under central management. The Bank's main businesses include: corporate deposits and loans, inclusive finance, institutional finance, settlement and cash management, trade financing, investment banking, etc. On June 27th, 2006, it was listed on both Hong Kong Stock Exchange and Shanghai Stock Exchange. Restructured into a company limited by shares. On June 27th, 2006, 10 was successfully listed on Shanghai Stock Exchange and Hong Kong Stock Exchange on the same day. China Industrial and Commercial Bank takes service as the foundation, insists on creating value by service, and provides comprehensive financial products and services to 865,438+million corporate customers and more than 650 million individual customers worldwide. Consciously integrating social responsibility into development strategies and management activities has been widely praised in developing inclusive finance, supporting precise poverty alleviation, protecting environmental resources and supporting public welfare undertakings. Always focus on the main business, adhere to the origin of serving the real economy, and grow together with the real economy to survive, * * * bear the wind and rain, * * *; Always adhere to the risk orientation, firmly hold the bottom line, and constantly improve the ability to control and resolve risks; Always adhere to the grasp and follow the operating rules of commercial banks, and strive to build a "century-old shop"; Always persist in striving for progress in stability, innovative development, continue to deepen the strategy, and actively embrace the Internet; Always adhere to professional focus, develop professional business model and forge "great craftsmen".
At the end of 20 19, the balance of ICBC's inclusive small and micro enterprise loans was 4.71.521billion yuan, an increase of1.61.407 billion yuan or 52.0% over the beginning of the year. The number of customers was 423,000, an increase of 6.5438+0.53 million. The average interest rate of accumulated loans in that year was 4.52%, down 0.43 percentage points from the previous year. Relying on financial technology, we will speed up the iterative updating of products, and build a comprehensive service system in inclusive finance around ICBC's microfinance service platform and three categories of products: fast loans, online loans and online supply chain financing. At the end of 20 19, there were 288 microfinance business centers in the whole bank.