China Construction Bank dual-currency credit card is a kind of credit card with RMB and USD settlement accounts.
Dual currency credit card:
1.
Dual-currency card is a kind of bank card that only appeared in China in recent years. With the continuous development of China's economy and the continuous improvement of people's living standards, traveling and shopping abroad has become a very common thing, thus forming a wide demand for bank cards with settlement function.
2.
Many domestic banks have successively cooperated with international bank card organizations such as VISA and MasterCard to launch bank cards with RMB and USD settlement functions. In China, RMB settlement can be realized through UnionPay. After going abroad, you can spend and withdraw cash at ATMs of merchants and banks that support VISA or MasterCard, and settle in US dollars.
How about CCB MasterCard?
Answer: CCB MasterCard is good. You can get one. MasterCard of China Construction Bank can be used in China, and double-label cards can also be used normally in China, but if it is a single-label card, it can only be used by special merchants who support MasterCard.
If the CCB MasterCard held by relevant users is a dual-label card, it can be used through UnionPay network in China. If it is a single-label card, it can only be used by MasterCard merchants, not through UnionPay network.
MasterCard of China Construction Bank is a dual-currency credit card, which is an international standard credit card. One card is dual-currency, which can be used at home and abroad, and enjoys all the benefits of China Construction Bank.
How about China Construction Bank Longka dual-currency credit card?
Longka dual-currency credit card is a standard credit card product of China Construction Bank, which is internationally accepted. Repayment can be made after consumption, and consumption can enjoy an interest-free period of up to 50 days. Transactions can be repaid by purchasing foreign exchange in RMB. Longka dual-currency credit card has two brands, VISA and MasterCard, and one card is dual-currency. Domestic and overseas UnionPay online transactions are settled in RMB, and overseas non-UnionPay online transactions are settled in US dollars.
CCB Longka dual-currency credit card can be repaid after consumption, and there is no need to deposit in advance. The credit line can be recycled, and consumer transactions can enjoy interest-free treatment for up to 50 days. You can also pay the minimum repayment amount according to the requirements of the bank and enjoy the freedom and convenience of credit consumption.
Cash in advance, flexible and convenient. All branches, counters and all UnionPay ATMs of China Construction Bank provide cash advance service, which can easily solve the daily urgent cash problem. Through staging, everything is beautiful, and you can enjoy various staging services such as mail order, shopping mall POS, consumption, car, wedding and home improvement. And the repayment is easy, and tomorrow's dream can be realized today.
Multi-security 100% domestic transactions, double credit card consumption protection with password signature (overseas secret verification transactions through China UnionPay network are regarded as domestic transactions); Overseas transactions, enjoy overseas credit card loss protection services, and minimize your risk of card loss; Provide free SMS reminders for large transactions; Real-time transaction monitoring, automatic early warning protection and 3DS online payment verification protection fully guarantee your card safety.
Integral accumulation, permanent validity. If you spend RMB 65,438+0 yuan RMB 65,438+0 and US$ 65,438+0, you will get 7 points. Points are accumulated permanently, valid for many years, and can be exchanged for diversified points gifts.
Easy financial management and convenient repayment. As long as your account changes in the current period, we will provide a statement, and the transaction details will be clear at a glance, making your financial management easier. The repayment methods such as outlets, ATMs, CDM(CDS), agreed accounts and online banking are flexible and diverse, making your repayment more convenient.
Intimate service, waiting all day. 400-820-0588 provides you with a 7×24-hour customer service hotline.
Online banking is comprehensive and thoughtful. You can log in without leaving home, and complete functions such as card opening, balance inquiry, bill inquiry and repayment.
Special price, colorful discount. Nearly10,000 preferential merchants across the country provide you with many discounts on food, clothing, housing and transportation; Carefully organize all kinds of credit card offers and incentive promotions, so that you can enjoy more benefits and convenience.
Air travel is highly safe. If you buy a plane ticket by swiping your card, you will receive 6.5438+0 million yuan aviation accident insurance for your gold card and car card, and 500,000 yuan aviation accident insurance for Pukaka, so that you can travel without worry.
How much is the annual fee for CCB dual-currency credit cards, and which ones can be exempted from annual fees?
In order to meet the needs of customers, major banks have organized dual-currency credit cards and other international bank cards. What I want to tell you today is the annual fee charging standard of CCB dual-currency credit card for your reference.
First of all, different card grades have different annual fee standards, so does CCB's dual-currency credit card. In addition, Puka can't enjoy the benefits provided by VISA and MASTERCARD, such as free emergency replacement cards.
How much is the annual fee for CCB's dual-currency credit card?
1. Puka: the annual fee is 80 yuan/year, which is free at first, and the annual fee of the following year is exempted if the card is opened three times, and so on;
2. Gold card: annual fee 160 yuan/year, first of all, it is free, and the card is swiped for 3 times in each card-holding year, and the amount is not limited. The annual fee is free in the following year, and so on;
3. Standard Platinum Card: the annual fee of the main card is 580 yuan/year, and the card is swiped 18 times per card year, with unlimited amount, and the annual fee of the current year is exempted.
Relatively speaking, the annual fee of CCB's dual-currency credit card is relatively good, and the annual fee-free policy is also practical.
This is the end of the introduction of CCB dual-currency credit card, and the handling conditions of CCB dual-currency credit card. I wonder if you found the information you need from it?