No, the car has been mortgaged. Some companies will deduct invoices and vehicle registration certificates when mortgage. Without a vehicle registration certificate, it is impossible to handle legal mortgage procedures.

There is a vehicle registration certificate, but the vehicle management office records the state of the vehicle as collateral. Of course, the vehicle management office is not allowed to use the vehicle that has been mortgaged to others as collateral.

Each bank may have different regulations and flexible methods. Please ask the bank for details.

Extended data:

Loan description:

1, Vehicle License: After the money is lent out, the vehicle is still for your own use.

2. Fast loan: after the mortgage is completed, the loan can be released as soon as 1 day.

3. Wide use: it can be used for business purposes such as purchasing and purchasing, and can also meet consumer needs such as decoration, tourism and wedding.

Automobile mortgage material

1, valid proof of the owner's identity. Such as ID card, residence permit, etc.

2. Vehicle registration certificate, including vehicle driving license, insurance documents, spare keys, etc.

Automobile mortgage processing flow

1. The applicant applies for mortgage loan from the auto loan company;

2. The company receives and collects automobile information;

3. Car inspection, car inspection, test run and car evaluation;

4. Both parties shall determine the mortgage term, mortgage fee and management fee; Install GPS.

5. Sign a mortgage loan contract, register, and lend money by the company;

6. The borrower repays the loan on schedule.

References:

Baidu encyclopedia-mortgage loan

Can I use a car loan as a car mortgage?

Which bank can mortgage the car? At present, Agricultural Bank, China Construction Bank and Industrial and Commercial Bank of China can all mortgage their cars. Take the Agricultural Bank of China as an example. The specific conditions for its treatment are as follows:

1. The applicant must be between 18 (inclusive) and 60 (inclusive) and have full capacity for civil conduct. 2. The applicant has certain repayment ability. 3. The applicant has a good credit status and no bad personal credit record. 4. The applicant has the household registration certificate or valid residence certificate of the place where the handling bank is located. 5. The applicant's car purchase behavior is true and can pay a down payment of not less than the prescribed proportion. If the applicant applies for replacing the personal car loan, he must pay the full purchase price. 6. Applicants need to provide qualified guarantees. 7. Applicants need to open a current deposit settlement account or a bank card account in China Agricultural Bank, and are willing to accept the credit supervision and settlement supervision of China Agricultural Bank. 8. If the applicant only uses the purchased vehicle as collateral, the personal credit rating shall be above Grade A (inclusive). If the applicant guarantees in combination, the first-tier branch shall determine the credit rating access standard.

Which loan platform has the lowest interest rate and is the most formal: the loan amount with money is 500,000-200,000. This is a pure credit loan product suitable for all kinds of users, and the amount can be recycled. The minimum daily interest rate is only 0.02%, and the fastest approval is 30 seconds. Age 18-55 years old. You can apply for a loan by providing your ID card and bank card.

References:

Du Xiaoman has money to spend on official website.

The materials and conditions needed for automobile mortgage are: having a stable job and the applicant having the ownership of the mortgaged vehicle; Have a long-term residence; We also need the registration certificate and driving license of the motor vehicle, as well as the relevant purchase invoice and purchase additional tax certificate (original); Must have a resident identity card, no temporary residence permit and residence permit; If it is an imported car, you need to have the relevant insurance policy, vehicle and vessel tax and the relevant tax payment certificate of the imported car!

When making a vehicle mortgage loan, it is best to provide a fixed and detailed address description. Personal credit is good and the loan pass rate will be higher!

With the higher living conditions, loans are gradually infiltrating into the daily life of ordinary people. However, if you want to make a vehicle mortgage loan, you should still pay attention to the relevant loan conditions, know the bank of the loan, and never trust some illegal lending institutions, which will bring unnecessary economic losses to yourself! The above is the introduction of vehicle mortgage loan, I hope it will help you!

Is there a loan for the car? Can I still mortgage the car loan?

; ? You can apply for a mortgage loan, that is, a secondary mortgage, before the car loan is paid back. Of course, if you want to successfully apply for a car two mortgage, you must meet the following conditions:

1 vehicle secondary loan, there should be room for re-lending;

2. Complete the procedures and related materials for handling the second loan;

3. The borrower must have a legal and stable source of income and have the ability to repay;

Other conditions required by the lending institution.

Only when the above conditions are met can the car be mortgaged. However, the interest rate in two mortgage is generally higher than the interest rate of the first loan. Therefore, it is suggested that if you want to apply for a second loan, it is best to choose an auto financing company or a private lending institution, because some banks do not support the second mortgage, and the audit conditions of ordinary banks will be stricter. If there is not much room for the second mortgage, it is not recommended to apply for a mortgage loan again, and it will be better to apply for other loan business.

The second mortgage is the second mortgage of the car after the owner mortgages the car once and then goes to other loan companies to apply for mortgage loans. Although the second mortgage is the same as the first mortgage loan, the interest on the second mortgage will be higher, and there are not many institutions that can handle the second mortgage. It is not recommended that the owner go to the second mortgage.

Reasons for not recommending two mortgage

At present, there are no relevant laws and regulations on secondary mortgage, so in the process of secondary mortgage, if the owner fails to repay the loan within the time limit, many loan platforms will fall into disputes over the disposal of collateral, that is, vehicles. The reason is that both the first mortgage company and the second mortgage company enjoy the ownership of the collateral.

In addition, there are many illegal car loan platforms in the market, deliberately creating traps to cause customers to default, and then forcibly detaining vehicles on the grounds of customer default. Therefore, there is even a class of people in the market who collect vehicles, fix the GPS positioning system in the vehicles, and then illegally modify the vehicles, threatening the owners. Therefore, there are many risks in secondary mortgage, and it is generally not recommended to handle secondary mortgage business. If you want to make a second mortgage, you need to find a formal platform to handle it.