360 IOU loans Other consumer loans are business operation, consumption, decoration, education, wedding and tourism. The compliance purposes of the loan in 360 can be divided into these categories: business operation, consumption, decoration, education, wedding, tourism and others. But also need to provide the corresponding invoices, contracts, receipts or other supporting materials. 360 IOU is a credit technical service brand of 360 Branch. Relying on the advanced Internet security technology of 360 branches and the advantages of core technologies such as big data analysis, artificial intelligence and cloud computing, we will focus on the demand for financial services, improve the efficiency of financial services, and provide users with safe and convenient financial technology services.

What are the online lending banks of 360?

Industrial and Commercial Bank of China, Agricultural Bank of China and China Bank.

360 IOUs and 360 installment loans can use industrial and commercial bank cards, agricultural bank cards and China bank cards, so 360 online lending banks include Industrial and Commercial Bank of China, Agricultural Bank of China and China Bank.

Online lending, meaning "person-to-person", is a reusable system software that supports the normal operation of P2P peer-to-peer lending. Refers to the lending between individuals, P2P financial management refers to the company as an intermediary, connecting these borrowers and lenders to achieve their respective lending needs. The borrower may have a mortgage.

360 loan 90 thousand, what kind of loan can I apply for?

Gome Easy Card, Elephant Premium, WeChat Micro-loan.

After the 360 loan is passed, you can also apply for Gome Easy Card, Elephant Premium and WeChat Micro Loan.

Loans refer to banks and other financial institutions lending money to groups that use money. Interest and repayment date were agreed when borrowing money.

Is 360 IOUs formal? What are the repayment methods for 360 IOUs?

Now there are many online lending platforms. I believe that users will be confused when choosing. After all, people don't know much about online lending platforms, so it is particularly important to choose a suitable lending platform.

360 IOUs is a well-known loan platform at present, and 360 IOUs mainly provide users with pure credit loan services.

Is the 360 loan official? What are the repayment methods for 360 IOUs? Let me give you a detailed introduction to the situation of 360 IOUs.

Is the 360 loan official?

360 IOU is an online loan product launched by 360, which mainly provides pure credit loan service for borrowers. 360 IOUs can provide users with a maximum loan amount of 200,000 yuan, with a service life of 1 ~ 12 months and a daily interest rate of 0.027%.

If the user chooses to apply for a loan at 360 IOUs, he can directly download the 360 IOUs APP, and the system will analyze the actual situation of the borrower.

After a series of audits, users can get corresponding loans as long as they meet the relevant standards of the platform.

360 loan repayment method

When the loan amount applied by the borrower on the 360 IOU platform is relatively high and cannot be repaid in one lump sum, the borrower can choose to repay it in installments.

360 installment repayment is to add the total loan principal, the installment receivable and the total loan procedures, and then allocate them to the monthly repayment amount. The borrower will choose the repayment period according to his own economic situation, and the monthly loan amount is fixed. Borrowing users can choose 3, 6 and 12 loan terms.

When the borrower has sufficient funds, he can also choose a one-time repayment.

One-time repayment, the loan term is about 1~2 months, and the loan interest is calculated on a daily basis until the borrower pays off all the debts. Users should pay attention to the interest collection method of 360 IOUs when choosing prepayment. 360. If the loan is repaid in advance, it is necessary to repay all the installment interest.

To put it simply, if you apply for a loan of 654.38+00000 yuan at 360, you will have to repay the loan interest of 654.38+0800 yuan at the interest rate of 0.05% even if you apply for repayment the next day.

Is the 360 loan official? What are the repayment methods for 360 IOUs? To sum up, I will introduce you to the 360 lending platform. I hope borrowers can choose the right products according to their own needs.

What are the loan products of 360 IOUs?

360 IOU is an unsecured consumer credit platform launched by 360 Finance. It was launched in September 2065438+2006. Based on 360 big data, the credit of customers is evaluated as a whole, and instant consumer loans are provided on this basis. According to the credit risk, payment habits, consumption and other comprehensive considerations. Users are granted different loan quotas, ranging from 50,000 yuan to 200,000 yuan.

This answer is provided by Fuguihua, I hope it will help you. Like Alibaba's borrowing and Tencent's micro-lending, Qianhua is a credit service brand of Xiaoman Finance (formerly Baidu Finance), belonging to a big company and brand, which is formal and safe, with low interest rate and very reliable. Relying on Baidu's technology and scene advantages, it has the money to use artificial intelligence and big data risk control technology, and the accumulated loan exceeds 400 billion yuan, providing convenient, fast and safe Internet credit services for countless users.

Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.