Rural endowment insurance refers to the endowment insurance system with rural non-urban residents as the insurance object. The basic principle of rural old-age insurance is that the level of protection is compatible with the development of rural productive forces and the affordability of all aspects. Endowment insurance is a combination of family pension, land security and social assistance. Rights and obligations are equal. Give priority to efficiency and give consideration to fairness. Self-protection is given priority to, supplemented by collective (including township enterprises and institutions) adjustment, and the state gives policy support. Government organizations are combined with farmers' voluntary participation.