Installment payment is an installment payment service for customers with good credit record, stable professional income and normal consumption behavior. The bank has granted them a special installment pre-credit line in advance to meet the daily demand for large-scale consumer credit, and customers can spend at designated merchants after successful handling. Business covers a wide range of consumer areas, such as large-scale durable goods consumption, wedding, parenting, settling down, tax payment, health and so on. Generally, you can choose 6/12/18/24/36/48/66 (month) to pay the handling fee for the corresponding period.
In fact, it is a consumer installment loan business with reasonable interest, which is more suitable for people who need funds.
For installment business, you can freely choose 6, 12, 18, 24, 36, 48 and 60 installments (months) for installment payment. The handling fee is charged on a monthly basis, with a monthly handling fee of 0.5%. Before March 3, 20 19 (subject to the date of submitting the application for installment of longka credit card), we will handle the installment business of longka credit card in Liaoning (except Dalian), Guangxi, Shandong (except Qingdao), Hubei, Guizhou, Gansu, Jiangsu, Shenzhen, Hebei, Shanghai and Jilin. Customers in Chongqing, Qingdao, Shaanxi, Fujian (except Xiamen) and Beijing can enjoy a 20% discount on the handling fee rate. After the discount, the monthly handling fee rate is only 0.4%. The handling fee payable by the cardholder in each installment = actual installment payment amount x monthly handling fee rate. According to the number of transaction periods, the handling fee will be recorded monthly from the first billing date after the transaction is completed, and will be fully included in the minimum repayment amount of the credit card. If the bill is returned in full before the due date.
You can enjoy the interest-free treatment of the current repayment amount listed, and you can repay the principal in installments in the current month without interest.