The first card is a full-featured account, and any function is not restricted; Class II cards-restricted function accounts, restricted consumption, restricted payment and restricted transfer of funds to unbound accounts.

There are no restrictions on the use of primary accounts, and there are restrictions on the use of secondary accounts. The daily cumulative limit of Class II accounts is 65,438+00,000, and the annual cumulative limit is 200,000. A first-class account can only be opened if I bring my ID card to a bank outlet, and a second-class account can be opened directly through online banking, mobile banking and other channels.