If financial services (such as IOUs) are opened in JD.COM account, they cannot be cancelled. Only when financial services are cancelled can JD.COM account be cancelled.
JD.COM baitiao account supports cancellation, but once baitiao is closed, you can apply for resumption of use in the original account and ensure that it can be reopened. After the IOUs are closed, you can still see the IOUs quota, but you can't use it when spending. After the cancellation, JD.COM will still get the re-registered IOUs, and the previous quotas can be restored.
Orientation of white stripes in JD.COM
In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.
Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.