China Agricultural Bank's Le Fenyi is a consumer staging product. As long as you hold an ABC credit card, you have the opportunity to apply. If you receive an invitation message, you can go to the bank and have a certain success rate. Since Lefenyi is not a pure credit loan and cannot be directly withdrawn, how can it be realized? Let's get to know each other.

Easy credit card swiping skills of ABC: within the prescribed limit, you can only swipe your card at designated merchants. If the limit is not enough or non-designated merchants spend, you will spend it from your debit card.

First, contact the merchant.

You can contact nearby merchants to see if you can use Lefenyi to withdraw cash and pay a certain handling fee. Ordinary merchants may agree, after all, it is a pure earning fee.

However, this method is easy to encounter unreliable merchants and easily lead to disputes. In addition, some businesses are afraid of being controlled by the wind and will not agree to this practice.

Second, homemade solutions

If you want to realize it more conveniently, you can go to a designated merchant to spend money by credit card, buy digital electrical products that sell well, and then hang them on the second-hand internet for resale. The discount part is the realization cost.

This method is safe, reliable and easy to operate. The disadvantage is that second-hand goods are not easy to sell quickly, too many discounts are not cost-effective, and it is easy to meet scammers and buyers.

In short, if you encounter difficulties in your daily life, it is recommended to seek help from other credit loans, such as CCB Express Loan, ICBC E Loan, and ABC Net Express Loan. Ant loan, micro-loan and Wanda loan are all good choices.

How to withdraw cash from Agricultural Bank of China Lefenyi

ABC Lefenyi cannot withdraw cash, because it is a characteristic consumer installment credit product of ABC, so it cannot handle the cash withdrawal business. If it is forced to withdraw cash from ABC, it is malicious tx.

Behavior will be blacklisted by banks, which will affect personal credit. The credit line of Agricultural Bank of China can only be used for consumption by consumers designated by Agricultural Bank of China.

1. Lofenyi installment loan refers to the installment loan issued by Agricultural Bank of China according to the applicant's application. After the approval, the applicant will be given the installment quota, the credit card will be credited in installments, and the installment principal will be transferred to Lefebner account. The applicant shall repay the principal in installments and pay a certain installment fee.

2. The maximum credit limit of the installment loan of Lefenyi is 300,000 yuan. You can apply online and offline. The longest repayment period is 5 years; Pocket Bank online application path: Agricultural Bank app- Credit Card-Smart Credit Users must repay on time after applying. There can be no overdue repayment.

3. The loans obtained from the installment loan of Le Fenyi can be used in different fields. For example, attention should be paid to weddings, home improvement, education, shopping and travel. Do not withdraw, transfer, invest and finance, detain and pay loans on behalf of others. If loans overdue. Will be uploaded to the credit information center, affecting personal credit information.

4. As long as the application is successful, the bank will transfer the principal to the debit card of the Agricultural Bank of China on the same day, and the installment principal in the special account of Lefenyi will not bear interest. After the payment is received, it can be directly spent in the fields of wedding, home improvement, education, shopping, tourism and so on without activation. It is not allowed to withdraw cash, transfer money, invest in wealth management, withhold and remit money, etc.

5. Le Fenyi application steps:

Applicants are required to bring their valid identity documents and ABC I debit cards to the ABC business outlets.

Choose the number of installments that suit you, check the corresponding handling fee rate and handling fee collection method, apply for easy payment, and wait for approval.

Whether to notify by SMS. After the approval, the money will be paid directly to the loan account and cannot be cancelled. After successful processing, the applicant can use the installment principal for consumption.

After the payment is received, it can be directly spent in the fields of wedding, home improvement, education, shopping, tourism and so on without activation. It is not allowed to withdraw cash, transfer money, invest in wealth management, withhold and remit money, etc.

How to get the money out of ABC? There are certain risks in doing so.

Lefenyi is a credit card installment product launched by Agricultural Bank of China. It has an exclusive installment quota of 300,000 yuan, which can be transferred to a special installment card for credit card consumption. Moreover, many card friends have cash needs after successful handling, and want to take out the money of Le Fenyi. So, can you withdraw money from Le Fenyi? How can I take it out? Come and have a look with me.

It is understood that once the installment business of ABC is successfully handled, the installment principal will be transferred to the debit card account of ABC under the cardholder's own name, which can only be used by designated merchants such as shopping, wedding, home improvement, tourism and education, and cannot be withdrawn, transferred or paid online.

To put it simply, you can't get the money from Le Fenyi, but you may need to find a designated merchant and negotiate with it for tx.

This indirectly takes out the quota.

The following is the specific operation mode:

1, find a merchant who can brush the credit line, mainly depending on the CC code of the merchant.

2. Negotiate with merchants to withdraw false transactions and make an appointment to pay handling fees;

3. Brush out the money in the Lefenyi special card through the POS machine;

4. After the funds arrive, the merchant will deduct the handling fee from it and then transfer the remaining money to the cardholder.

However, it should be reminded that this can really take the money out of Li Lefen, but it also has certain risks. After all, it is through tx.

To achieve it, and tx.

It's illegal, and neither the bank nor the laws of China allow it, so there will be certain risks.

One is afraid that the merchant will not recognize the account after receiving the money, so the money will naturally not be transferred to you;

Second, as an illegal act, if the bank finds you in tx,

Then you will be punished, and the bank may ask you to provide proof of consumption, so that you can pay off the amount you have used in one lump sum. If it is serious, your card will be blocked, and even your personal credit card will be affected, which may hinder you from handling ABC business in the future, so don't try it easily.