1, you don't need both parties to be present to buy a car after marriage. You only need to have the owner's ID card to buy a car, and you don't even have to be there. Unless the husband and wife need to apply for a mortgage loan to buy a car, if the husband and wife are mortgage loans, they need to be present when signing the loan agreement.
2. Legal basis: Article 9 of the Measures for the Administration of Automobile Loans
The borrower applying for personal auto loan shall meet the following conditions at the same time:
(1) People's Republic of China (PRC) citizens, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) for more than one year (including one year);
(2) Having a valid identity document, a fixed detailed address and full capacity for civil conduct;
(3) Personal legal assets with stable legal income or sufficient to repay the loan principal and interest;
(4) Personal credit is good;
(5) Being able to pay the prescribed down payment;
(6) Other conditions required by the lender.
Second, what is the new car licensing process?
1, go to the proving ground to check the new car. The first thing is to check whether the vehicle conforms to the information of the certificate and whether the vehicle registration is within the scope of this inspection yard. It is necessary to provide the staff with the original vehicle certificate and the original owner's ID card. After passing the inspection, there will be two lists, one is environmental protection list and the other is appearance list, and then go to the environmental protection window.
2. Online detection. First of all, you need to pay a deposit of 100 yuan in the service hall to get the inspection flow sheet. Then, you need to check nine items of the motor vehicle, such as exhaust emission, sideslip, speedometer, axle load, lighting, noise, chassis and brakes. If it is unqualified, it needs to be re-inspected and pay the corresponding fees. After all the inspections are completed, you need to return the deposit to the service hall. The "environmental protection mark" can be obtained after the safety technology detection line and the exhaust emission detection line pass the inspection.
3. Extension and photography. Drive the car to the designated place in the field and park in the extension area. Open the front cover and wait for the extension frame number of the staff. Then you can go to various windows to post numbers, photos, audit certificates, inquire about motor vehicle product announcements, conduct general inspection and audit, enter vehicle information and print file bags.
4, the new car is on the card. Bring all the above materials to invest in the window of the vehicle management office, and wait for the next step to choose the new car license plate number after getting the serial number. The car owner can select the number on the self-arranged number selection machine or through the "one out of ten" number selection system provided by the traffic control department, and then get the license plate.