The upfront service fee will be deducted from the application amount, and will be refunded to us in proportion if we repay in advance.

The upfront service fee is the service fee charged after we apply for a loan and then pass the examination. Simply put, as long as the amount we applied for has been paid, the upfront expenses have been automatically deducted. Therefore, the corresponding amount will also be reduced to a certain extent.

The pre-service fee has been collected and will not be refunded. Unless our borrower repays in advance in one lump sum. At this time, the platform will refund the previous one-time deduction in proportion.

The settlement amount of the borrower's one-time repayment in the current period has been deducted from the amount refunded by the platform. The platform has returned the corresponding amount to it.

If we repay the loan on time, the corresponding upfront service fee will not be refunded. Therefore, when we make a loan, we should clearly know the calculation and deduction of our early service fee.

Extended data:

loan

Pleasant loan does not need any mortgage or guarantee, and the maximum loan amount is 500,000 yuan. Loans are widely used, which can be used for decoration, buying a house and a car, wedding and other consumer purposes, and can also be used for various legitimate business purposes.

On the pleasant loan website, there are many loan targets, some of which need capital turnover, and some of which pay rent and consumption. Lenders can check the detailed identity and credit records of each borrower on this open and transparent platform, and choose the lending object according to their own preferences.

At the same time, each user must register with his real name and provide proof of identity. The proof of repayment ability submitted also includes personal credit records issued by the central bank.

Pleasant loan adopts the powerful credit risk management system of CreditEase Company and the huge database formed in the past seven years, forming a fine filter to filter out borrowers with poor credit, ensuring that lenders are faced with borrowers with good credit and strong repayment ability, and avoiding investment risks to the greatest extent.

People's Network-CreditEase launched the "Pleasant Loan" network platform, positioning white-collar inclusive finance.