I just want to ask weakly, how much money do you have If you have enough savings, it is understandable to buy a house and a car. Then if you have less savings, buy a house first! Because now looking for a wife, girls pay more attention to the house, and the house can appreciate. If you don't want it, you won't lose money.
Cars are devalued things. Every year, new cars come out, getting better every year, and the replacement is particularly fast. If you don't really need it, you might as well buy an electric car. Because parking is a common problem of urban people now, coupled with the congestion of urban roads. Driving to work will make you a few minutes late. Just like driving out to play on holidays, parking is also a very headache. When there is no car, I want to have a car. If you really have a car, you will think that this car is actually of little use. You will also add a lot of trouble to yourself. Many people buy cars and park them there to collect dust, and they can't drive a few times a year. And you have to insure and maintain it every year.
After buying a car, you will find a lot of unnecessary troubles or troubles. For example, looking for a parking lot and commuting to and from the city is congested. There are all kinds of other cars on the road, road rage drivers and so on! So if you are 30 years old and haven't bought a house. Then save money to buy a house before buying a car. The above is my personal opinion. If it were you, what would you choose?
Over 30, it is understandable to want to buy a house and a car. But I want to ask weakly, is the money you have saved enough to buy a house and a car? If you are in debt to buy a house and a car, that is, after buying a house and a car, the RV is temporarily rented to you by the bank. Now that he is over 30, he is probably an adult. It is not easy to buy a house and a car. You must think twice before you act. Otherwise, even if you live in a new house and drive a new car, the follow-up will not be fun. For reference only!
Living and working in peace has always been our traditional culture.
Having a house and a home is the stable backing of the cause and the driving force for the development of buying a house and a car.
Although you are still young at the age of 30, the demand for a house and a car is not just needed. But you have predicted the possible rise in house prices. Compared with the enjoyment of uncertain investment such as buying a car, the demand for buying a house is obviously more rational.
Buying a car also has different uses, such as buying a car of around100,000, or being a wedding car in rural and county wedding markets, which is also very suitable. This is also a direction of investment. It is irrational and unreasonable for families with poor economy to simply buy a dispensable scooter.
Nothing in the world is absolute. Whether to buy a house or a car first depends on your own situation. Specific situation, specific analysis, more brains. If not, you can also leave a message for netizens to give ideas and brainstorm.
Buy a house first, then a car.
Why?
A simple question contains rich and complex answers.
In China, the act of buying a house is not limited to living. Everyone's dream house must not be limited to how much space they have and what they can do in the house. It may also be about family, relatives and friends, or even more.
In the important matter of buying a house, the opinions of people around you have a deep influence on you. Even a sentence "Don't buy it first, the house price will definitely drop next year" will shake your hard-won determination to buy a house. The final outcome is holding money in hand, watching house prices soar and mortgage interest rates rise. You are welcome to buy a house in full, and even you are not qualified to buy a house.
If nothing else, just look at why ordinary office workers must buy a house:
1, China people buy houses for the sake of big reality!
For everyone in China, the concept of home is imprinted in the bones. No matter where I go, I hope to have a house of my own, so that I can call it home. It is said that the house price in our country is pushed up by the mother-in-law, because you don't have a house, you can't turn menstruation into a mother-in-law. Although this is a joke, it shows to a great extent that everyone in China holds the concept of having a house before having a home.
Marriage and house, love and house, are not how fragile love and marriage are, but the reality is like this. Young people who really take root in the city have different sense of belonging to the city between buying a house and not buying a house. Even if there are people around you who love each other, sooner or later they will embark on the road of buying a house because of their children's education problems.
2, the flow is money, the real asset is the house!
According to the current economic reality or monetary reality, the currency is in a state of constant depreciation, while the big house is in a state of constant appreciation.
On the other hand, if money is put in your hand or deposited in the bank, it will be consumed at any time, just like running water. The house is different. It's real estate. At the same time, it saves rent and enjoys the opportunity of value-added.
I'm over 30. I don't know if you have a family, a wife and children, and a husband. If you are married and have your own new house to live in, then I think you can buy yourself a car, not too expensive. I feel that the car is a consumable, and it is not bad to buy a car that does not exceed100000 to get off work. There is no need to squeeze the subway bus, and there is no need to be exposed to the sun. Sitting in your car has an inexplicable sense of security, which makes you motivated and confident. You also earn more money. If you don't own a house and still live in a dormitory or rent a house, then I think you should think about it yourself. After all, you are in your thirties and your boss is not young. You have to think about your future. You should save money to buy a house first. It is also convenient for children to study in the future and can sign up. With your own house, you won't move around again.
Buying a house and a car are consumables, and finally they are worthless. It is better to buy a house, at least have real estate.
I think in any case, buying a house is more practical and will gradually appreciate. If you really don't have that much money to buy commercial housing, you can also save money to build your own house in your hometown and at least give yourself a place to live. As for which scheme to adopt, you should implement it according to your own actual situation.
I feel that I am over 30 years old, so I should live practically, make full use of my own funds to earn more money, learn how to manage money, and allocate my income and expenses reasonably.
I see some young people, who love face, spend a lot of money, buy the best everything, live on credit cards, and life is getting harder and harder, which is very bad.
I think if you want a car, you can buy tens of thousands of dollars, not too expensive, and put the extra money on real estate investment. If there are better investment projects, you can also invest.
Some time ago, I also bought commercial housing in our town, 85 sets, 6,543.8+0.4 million, and now it has risen to 6,543.8+0.8 million in about half a year. So buying real estate investment is really a good choice. However, if you find it difficult to buy real estate, you can choose other investment methods and don't spend most of your money on buying a car.
If you buy a house, you should have a place of your own in your thirties.
Buying a house, the value-added car depreciates.